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Online payment method, device, terminal and storage medium

A payer and client technology, applied in the computer and Internet fields, can solve problems such as payment failures, and achieve the effect of improving success rate and efficiency

Active Publication Date: 2019-01-01
TENCENT TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The embodiment of the present invention provides an online payment method, device, and terminal storage medium, which can be used to solve the problem of payment failure in the related art when the payment contact person fails to input payment verification information in time due to offline or other circumstances.

Method used

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  • Online payment method, device, terminal and storage medium
  • Online payment method, device, terminal and storage medium
  • Online payment method, device, terminal and storage medium

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Embodiment Construction

[0042] In order to make the object, technical solution and advantages of the present invention clearer, the implementation manner of the present invention will be further described in detail below in conjunction with the accompanying drawings.

[0043] Before introducing the embodiments of the present invention, related terms involved in the embodiments of the present invention are firstly introduced.

[0044] Resources: Refers to the virtual items required to complete the payment process, which can be currency, game coins, points, ingots, gold beans, gift coupons, exchange coupons, coupons, etc. In an embodiment of the invention, it is carried in the payment token.

[0045] Available consumption type: A usage condition of the payment token, which refers to the consumption type that allows the payment process to be completed through the resources in the payment token, which can be customized by the paying user.

[0046] Available Consumption Quota: A usage condition of the pa...

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PUM

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Abstract

The invention provides an online payment method, a device, a terminal and a storage medium. The method comprises the following steps: receiving a payment token message sent by a server; the payment token message carrying a payment token and a usage condition of the payment token. The usage condition refers to the condition that the payment token is used to complete the payment process; Detecting whether the payment scenario satisfies the use condition when the payment scenario is in the payment scenario; If the payment scenario meets the usage conditions, the payment process is completed through the resources in the payment token. In this invention, By completing the payment process, The payment token is obtained from the payment agent client in advance. Subsequently, when the payment agent client is in the payment scenario, the payment process can be completed through the resources in the payment token, thereby avoiding the situation that the payment agent client needs online confirmation when requesting the payment agent, and improving the success rate and efficiency of online payment.

Description

technical field [0001] The embodiments of the present invention relate to the technical fields of computers and the Internet, and in particular to an online payment method, device, terminal and storage medium. Background technique [0002] At present, some applications with online transaction function provide the payment function. That is, the payment process is completed on behalf of the borrower through the amount in the payer's virtual account. [0003] In related technologies, the payment interface displayed by the loan terminal provides the option of "find someone to pay for you". After the user selects this option, the loan terminal displays a list of contacts. The terminal sends a payment request to the payment terminal used by the payment contact, and the payment terminal displays the corresponding payment interface after receiving the payment request, and the payment terminal receives the payment contact information entered in the payment interface. Payment verifi...

Claims

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Application Information

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IPC IPC(8): G06Q20/36G06Q20/42G06Q20/40G06Q20/10
CPCG06Q20/10G06Q20/367G06Q20/40145G06Q20/42G06Q20/3224G06Q20/346G06Q20/348
Inventor 张明远
Owner TENCENT TECH (SHENZHEN) CO LTD
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