Insurance processing method, device, medium and electronic equipment
A processing method and processor technology, applied in the computer field, can solve problems such as waiting for a long time for insurance policies, and achieve the effect of shortening the cycle, promoting development, and improving experience
Active Publication Date: 2021-10-08
TAIKANG LIFE INSURANCE CO LTD +1
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[0004] The purpose of the embodiments of the present invention is to provide an insurance application processing method, device, medium, and electronic equipment, and then at least to a certain extent overcome the problem that users need to wait for a long time to obtain an insurance policy after applying for insurance
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[0040] Example embodiments will now be described more fully with reference to the accompanying drawings. Example embodiments may, however, be embodied in many forms and should not be construed as limited to the examples set forth herein; rather, these embodiments are provided so that this disclosure will be thorough and complete and fully convey the concept of example embodiments to those skilled in the art.
[0041] Furthermore, the described features, structures, or characteristics may be combined in any suitable manner in one or more embodiments. In the following description, numerous specific details are provided in order to give a thorough understanding of embodiments of the invention. However, those skilled in the art will appreciate that the technical solutions of the present invention may be practiced without one or more of the specific details, or other methods, components, means, steps, etc. may be employed. In other instances, well-known methods, apparatus, implem...
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Embodiments of the present invention provide an insurance application processing method, device, medium, and electronic equipment. The insurance application processing method includes: obtaining user's insurance application information; performing pre-insurance processing based on the user's insurance application information; determining whether pre-approval is required The target user who has passed the insurance applies for insurance; if it is determined that the target user needs to apply for insurance, an insurance policy is generated based on the insurance application information of the target user. The technical solution of the embodiment of the present invention advances the underwriting process to before the user applies for insurance by means of pre-underwriting, which shortens the period for users from applying for insurance to obtaining the policy, speeds up the processing efficiency of short-term high-frequency insurance items, and improves user experience.
Description
technical field [0001] The present invention relates to the field of computer technology, in particular to an insurance application processing method, device, medium and electronic equipment. Background technique [0002] With the rapid rise of Internet insurance, the rapid increase in policy transaction volume and the improvement of insurance underwriting functions, the underwriting process for users is becoming more and more complicated and time-consuming. At present, after a user initiates an insurance application, the insurance company needs to analyze the user's insurance application information and historical claim data according to the underwriting conditions to judge the user's insurable risk and then decide whether to underwrite. Due to the complexity of the above-mentioned underwriting process, users have to wait for a long time to obtain the insurance policy after applying for insurance, which not only affects the user experience, but also leads to the loss of a l...
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IPC IPC(8): G06Q40/08
CPCG06Q40/08
Inventor 季纯杰
Owner TAIKANG LIFE INSURANCE CO LTD