A risk control method and device

Abstract

The present application discloses a risk control method and device, including: when receiving business data, determining the device identifier of the device sending the business data, the business data includes the user identifier and the account identifier used for payment; and When it is determined that the device corresponding to the device identifier is credible, according to the credible data corresponding to the device identifier that includes the trusted user identifier and the trusted account identifier, determine the user identifier and the trusted account identifier contained in the service data. Whether the account identification is credible; according to the judgment result, risk control is performed on the business data. It effectively avoids the problem that the risk control server takes a long time to process the received business data in the prior art, resulting in low risk control efficiency, reduces the computing pressure of the risk control server, reduces the overhead of system resources, and at the same time Completing risk identification on terminal devices can shorten the time for risk control and improve user experience.

Description

technical field [0001] The present application relates to the field of Internet information processing technology and computer technology, and in particular to a risk control method and equipment. Background technique [0002] With the development of Internet technology, various e-commerce platforms have emerged. Among these e-commerce platforms, there is an Internet financial business platform related to the financial industry. In the Internet financial service platform, financial services are carried out with the help of the Internet, mobile Internet and other tools. This method has a series of characteristics such as strong transparency, high participation, good collaboration, low intermediate cost, and convenient operation. However, for Internet financial business platforms, how to effectively carry out risk control is still an important issue of primary consideration. [0003] In practical applications, the effective risk control methods currently adopted are: [00...

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Problems solved by technology

[0006] In view of this, the embodiment of the present application provides a risk control method and device, which are used to solve the problems of long time-consuming and low risk control efficiency existing in the risk control server in the prior art when performing risk control

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