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Online loan inquiry method, device, device and storage medium

A query method and loan technology, applied in the field of data processing, can solve problems such as complex maintenance for developers, impact on customer experience, inability to query the progress of offline loan application approval, etc., and achieve the effect of convenient query, use and management

Pending Publication Date: 2019-01-29
PINGAN PUHUI ENTERPRISE MANAGEMENT CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The existing online loan system only provides customers with a way to check the progress of online loan applications, but customers cannot check the approval progress of offline loan applications through the online loan system, but can only wait for the notice of the account manager or actively consult the account manager processing progress
There are also some offline loan applications that can also be inquired through customer APPs, but offline loan inquiries and online loan inquiries are usually two systems that cannot be integrated together, which affects the customer experience and is very complicated for developers to maintain

Method used

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  • Online loan inquiry method, device, device and storage medium
  • Online loan inquiry method, device, device and storage medium
  • Online loan inquiry method, device, device and storage medium

Examples

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Embodiment Construction

[0055] The present invention is further illustrated below by means of examples, but the present invention is not limited to the scope of the examples.

[0056] Firstly, the present invention proposes an online loan query method, through which the loan platform is respectively connected with the online loan system and the offline loan system, so as to simultaneously obtain the loan information of the same user in the online loan system and / or the offline loan system.

[0057] In the first embodiment, if figure 1 As shown, the online loan inquiry method includes the following steps:

[0058] Step 01: In response to the user's query operation on the loan APP page, the loan platform initiates a query request to the online loan system and the offline loan system respectively, and the query request includes the user identification code.

[0059] Users query loan information under their own name through the loan app. Since loan information involves personal privacy, it is sensitive ...

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PUM

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Abstract

The invention discloses an online loan inquiry method, which relates to the field of data processing. The method comprises the following steps: the loan platform responds to the query operation of theuser on the loan APP page, and initiates the query request to the online loan system and the offline loan system respectively; the online loan system and the offline loan system respectively search and obtain loan information corresponding to the user identification code from respective loan databases according to the received inquiry request; and respectively labeling the obtained loan information with a source tag and sending the obtained loan information to the loan platform; the loan platform displays the received loan information on a loan APP page of the user. The invention displays thedata of the two input parts on one page after processing, and can obtain the loan records of the two input parts at the same time, and differentiates the sources through the label identification to carry out the differentiation display, which is convenient for the user to inquire and use and convenient for the developer to manage.

Description

technical field [0001] The invention relates to the field of data processing, and relates to an online loan query method, device, equipment and storage medium. Background technique [0002] With the development of social economy, many small and medium-sized enterprises need to obtain financing loans through banks. With the development of the Internet, the Internetization of a large number of traditional industries has become an inevitable trend of industry development. [0003] The existing online loan system only provides customers with a way to check the progress of online loan applications, but customers cannot check the approval progress of offline loan applications through the online loan system, but can only wait for the notice of the account manager or actively consult the account manager Processing progress. Some offline loan applications can also be inquired through customer APPs, but offline loan inquiries and online loan inquiries are usually two systems that ca...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06F16/903
CPCG06Q40/03
Inventor 朱倩倩
Owner PINGAN PUHUI ENTERPRISE MANAGEMENT CO LTD
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