Settlement mobile terminal, system, method and program based on communication network in store

Abstract

The invention relates to a settlement system based on an internal communication network of a store, a mobile terminal including a settlement function, a settlement service providing method and a program for executing the method. According to another embodiment of the present invention, the method for providing settlement services based on an internal communication network includes the following steps: providing a settlement page (S120), and the store client provides a settlement page in the store according to the request of the user client, and the settlement page is provided by the user client. terminal connected to the internal communication network of the store; the store client receives the virtual code and order information input on the settlement page (S140); and the store client sends the virtual code and the order information to the payment settlement server through the external communication network. Order information (S160).

Description

technical field [0001] The present invention relates to a settlement system based on a store internal communication network, a mobile terminal including a settlement function, a settlement service providing method, and a program for executing the method. Background technique [0002] Code type data is being used in many fields. Not only the card number and account number used for payment, but also the IPIN number and resident registration number used to identify the user are also code type data. [0003] However, many leaks occur during the use of such code data. In the case of the card number, since the actual card number is directly written on the surface of the card, the card number is visually leaked to others. When the settlement is performed magnetically, the card number is directly transmitted to the POS device, so the card number is leaked. [0004] Although many attempts have been made, such as the use of virtual tokens, to prevent leakage of the actual card numbe...

AI Technical Summary

Problems solved by technology

For example, in the case of OTP (One Time Password, one-time password), the code is generated by changing each time, but a login process is required to determine the algorithm assigned to the user, so it is very inconvenient

[0005] In addition, the existing virtual tokens are provided through communication with the virtual token service server, so there is a problem that they cannot be used without communication

In addition, when connected to Wi-Fi, virtual tokens cannot be used to improve security, so it is also inconvenient to use

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