An order transaction method for an Internet e-commerce business
An Internet and order technology, applied in the Internet and e-commerce fields, can solve problems such as the burden of relevant personnel and financial institutions, and achieve the effect of avoiding delay in collection time and high utilization efficiency.
Active Publication Date: 2019-03-08
深圳市聚商鼎力网络技术有限公司
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This requires the involvement of many people and places an unnecessary burden on the people involved and financial institutions
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[0028] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in combination with specific embodiments and with reference to the accompanying drawings. It should be understood that these descriptions are exemplary only, and are not intended to limit the scope of the present invention. Also, in the following description, descriptions of well-known structures and techniques are omitted to avoid unnecessarily obscuring the concept of the present invention. For example, the present invention omits known technologies such as online merchants sending packing and logistics information to offline workers according to orders, and logistics personnel delivering goods.
[0029] Such as figure 1 As shown, the order transaction method for Internet e-commerce of the present invention comprises the following steps:
[0030] S1) The user visits the store of the online merchant through t...
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The invention relates to an order transaction method for an Internet e-commerce business. After a user places an order through an intelligent interactive device, the intelligent interactive device sends payment request information including a token master account number to a payment processing platform. The intelligent interactive device receives the characteristic information of the merchandise and detects the merchandise through the internet of things monitoring device, and then compares the characteristic information with the order merchandise data to judge whether the settlement triggeringinformation is generated or not. The transaction server of the payment processing platform maps the token master account number to the user's real master account number, and identifies the delay payment rule contained in the token master account number. The transaction server suspends processing the clearing message sent by the acquiring bank according to the delay payment rule. If the corresponding settlement triggering information is received within the preset logistics time of the order, the receiving bank is instructed to complete the order fund settlement. The method of the invention improves the utilization efficiency of funds, can automatically stop payment when the ordered goods do not arrive as expected, and has wide application fields.
Description
technical field [0001] The invention relates to the fields of the Internet and e-commerce, in particular to an order transaction method for Internet e-commerce. Background technique [0002] At this stage, Internet e-commerce is gradually playing a very important role in our country's economy. It not only brings economic benefits, but also changes people's consumption habits and economic structure. [0003] At present, most of the e-commerce payment occurs in the Internet, or in a relatively open network environment, which brings corresponding security problems. In addition, for long-term and stable development, there must be a good credit mechanism. However, my country has not yet established a perfect credit system among enterprises and individuals. [0004] Based on security and credit considerations, the current Internet e-commerce payment mainly has the following methods: [0005] 1. Use a third-party payment platform as a credit intermediary for payment. After consu...
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IPC IPC(8): G06Q30/06G06K17/00G06Q20/38
CPCG06K17/0022G06Q20/382G06Q30/0601G06Q30/0635
Inventor 罗孝琼
Owner 深圳市聚商鼎力网络技术有限公司