Enterprise risk identification monitoring method, device and equipment and storage medium

A technology for risk identification and enterprise, applied in business, instrument, buying and selling/lease transactions, etc., can solve the problems of enterprise risk monitoring that cannot be different, and achieve a comprehensive effect of monitoring

Pending Publication Date: 2019-03-19
ONE CONNECT SMART TECH CO LTD SHENZHEN
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The main purpose of the present invention is to provide a method, device, equipment and storage medium for enterprise risk identification and monitoring, aiming to solve the technical problem that the existing technology cannot accurately and effectively monitor the risks of different enterprises

Method used

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  • Enterprise risk identification monitoring method, device and equipment and storage medium
  • Enterprise risk identification monitoring method, device and equipment and storage medium
  • Enterprise risk identification monitoring method, device and equipment and storage medium

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Embodiment Construction

[0050] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0051] refer to figure 1 , figure 1 It is a schematic structural diagram of the enterprise risk identification and monitoring equipment involved in the hardware operating environment of the embodiment of the present invention.

[0052] Such as figure 1 As shown, the enterprise risk identification and monitoring device may include: a processor 1001 , such as a central processing unit (Central Processing Unit, CPU), a communication bus 1002 , a user interface 1003 , a network interface 1004 , and a memory 1005 . Wherein, the communication bus 1002 is used to realize connection and communication between these components. The user interface 1003 may include a display screen (Display), an input unit such as a keyboard (Keyboard), and the optional user interface 1003 may also include a standard wired interface and a wirele...

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Abstract

The invention relates to the field of big data analysis and processing, and discloses an enterprise risk identification monitoring method and device, equipment and a storage medium, and the method comprises the steps: obtaining enterprise data of a target enterprise in a preset time period, and determining an industry category to which the target enterprise belongs according to the enterprise data; searching a credit risk assessment model corresponding to the industry category; extracting a credit risk characteristic variable from the enterprise data according to a preset data dimension and inputting the credit risk characteristic variable into the credit risk assessment model to obtain an enterprise risk identification monitoring result of the target enterprise; determining an enterpriserisk identification monitoring result of the associated enterprise; and generating a corresponding enterprise risk identification monitoring report according to the enterprise risk identification monitoring result of the target enterprise and the associated enterprise. The enterprise risk identification and monitoring method is more targeted to enterprise risk identification and monitoring, and can also monitor enterprises having a correlation relationship with the target enterprise, so that the monitoring is more comprehensive, accurate and reliable.

Description

technical field [0001] The present invention relates to the technical field of big data analysis and processing, in particular to an enterprise risk identification and monitoring method, device, equipment and storage medium. Background technique [0002] At present, when some financial institutions monitor the risks of enterprises, they use the same or similar early warning models for all enterprises. The early warning model is single, and the customer groups cannot be subdivided for targeted risk prevention and identification. But in fact, enterprises belong to different industries, and their business models, business scope, asset allocation and other enterprise data are different. Generally, inputting enterprise data of different enterprises into the same evaluation model for credit risk evaluation will lead to the final evaluation. The accuracy of the results is low, and in severe cases, there may even be evaluation errors. Therefore, how to accurately and effectively mo...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/06G06Q30/06
CPCG06Q10/0635G06Q30/0609
Inventor 李泓格陈姗婷
Owner ONE CONNECT SMART TECH CO LTD SHENZHEN
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