Transaction data processing method and device, equipment and computer readable storage medium

Abstract

The invention discloses a transaction data processing method. The method comprises the following steps: obtaining transaction data corresponding to a to-be-accounted transfer transaction; grouping thetransaction data to enable the borrowers and the lenders of the same group of transaction data to be the same; performing difference processing on the transaction amounts of the borrowers and the lenders in each group to obtain a summarized transaction amount corresponding to each group; and according to the summarized transaction amount, updating the account balance of the borrowers and the lenders in the account database. The invention further discloses a transaction data processing device, equipment and a computer readable storage medium. The transaction accounting time can be reduced, andthe transaction accounting efficiency can be improved.

Description

technical field [0001] The present invention relates to the technical field of financial technology (Fintech), in particular to a transaction data processing method, device, equipment and computer-readable storage medium. Background technique [0002] With the development of computer technology, more and more technologies (big data, distributed, blockchain, artificial intelligence, etc.) The industry's security and real-time requirements also put forward higher requirements for technology. The commercial bank bookkeeping method is a technical method for commercial bank accountants to register economic transactions in accounting books. It is based on accounting vouchers, in accordance with the principle of double-entry bookkeeping and the bookkeeping principle of "where there is a loan, there must be a loan, and the loan must be equal", using the word "debit and loan" as the bookkeeping symbol, to record the economic transactions that have occurred one by one. in the accoun...

AI Technical Summary

Problems solved by technology

[0004] The disadvantage of the above method is that for multiple transactions with the same account number of both the borrower and the lender, multiple corresponding transactions need to be generated. Before each transaction is submitted, the accounts of both the borrower and the lender are locked. During the locking process, other programs want to The operation of the account can only wait for the lock to be released, that is, whether it is single-threaded or multi-threaded, transactions can only be processed serially, resulting in a long time-consuming and inefficient transaction accounting. In addition, if an account has multiple Transactions occur at the same time, and it is easy to trigger lock waiting and lock timeout problems at the database level, resulting in transaction failure, and the transaction retry process will increase the overall time-consuming accounting

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