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Payment Information Processing Method, Device, Equipment, and Computer-Readable Storage Medium

An information processing method and equipment technology, applied in the field of information processing, can solve the problems affecting the security of payment card accounts, etc., and achieve the effect of improving security and reducing the probability of mistaken brushing or fraudulent brushing.

Active Publication Date: 2021-07-13
CHINA UNIONPAY
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003]Since the use of payment cards with contactless chips for small transactions generally does not require cardholders to enter identity authentication information or confirm transactions, there may be Stolen or mistaken swiping of payment cards affects the security of cardholders’ payment card accounts

Method used

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  • Payment Information Processing Method, Device, Equipment, and Computer-Readable Storage Medium
  • Payment Information Processing Method, Device, Equipment, and Computer-Readable Storage Medium
  • Payment Information Processing Method, Device, Equipment, and Computer-Readable Storage Medium

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Embodiment Construction

[0033] The characteristics and exemplary embodiments of various aspects of the present invention will be described in detail below. In order to make the purpose, technical solutions and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and specific embodiments. It should be understood that the specific embodiments described here are only configured to explain the present invention, not to limit the present invention. It will be apparent to one skilled in the art that the present invention may be practiced without some of these specific details. The following description of the embodiments is only to provide a better understanding of the present invention by showing examples of the present invention.

[0034] It should be noted that in this article, relational terms such as first and second are only used to distinguish one entity or operation from another entity or operation...

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Abstract

The invention discloses a payment information processing method, device, equipment and computer-readable storage medium. Wherein, a payment information processing method includes: responding to the acquiring request sent by the mobile acquiring device, acquiring the environment image collected by the mobile acquiring device; , determine the payment environment confidence degree of the mobile acquiring device; determine the payment information processing result according to the payment environment confidence degree. According to the embodiment of the present invention, the environmental image collected by the mobile acquiring device can be used to determine the payment information processing result related to the transaction risk, so as to improve the security of the cardholder's payment card account when the merchant uses the mobile acquiring device to initiate a transaction .

Description

technical field [0001] The invention belongs to the technical field of information processing, and in particular relates to a payment information processing method, device, equipment and computer-readable storage medium. Background technique [0002] When a merchant uses a mobile acquiring device to acquire a payment card with a contactless chip held by a cardholder to complete a small-amount transaction, the mobile acquiring device usually acquires the information stored in the After receiving the payment card information of the contactless chip, the payment card information is directly sent to the acquirer, and the subsequent transaction process is carried out. [0003] Since the use of a payment card with a contactless chip for small-amount transactions generally does not require the cardholder to enter identity authentication information or perform transaction confirmation, therefore, fraudulent swiping or false swiping of the payment card may occur, affecting the paymen...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/34G06Q20/38G06Q20/40G06K9/00
CPCG06Q20/356G06Q20/382G06Q20/4014G06V20/10G06Q20/4016G06Q20/352G06Q20/3567G06Q20/204G06Q20/3276G07F7/0886G07F7/0893G06V40/67G06Q20/02G06Q20/208G06Q20/3223G06Q20/3278G06Q20/341G06Q20/40145G06Q40/02
Inventor 何朔彭程郭伟于文海张莉敏钱进
Owner CHINA UNIONPAY