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A deep learning-oriented network personal credit fraud detection method

A technology of deep learning and detection methods, applied in the field of computer science, which can solve problems such as noise immunity and poor robustness

Active Publication Date: 2021-05-04
WUHAN UNIV
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The embodiment of the present application solves the problem of poor noise resistance and robustness of the network loan fraud detection algorithm in the prior art by providing a deep learning-oriented network personal credit fraud detection method

Method used

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  • A deep learning-oriented network personal credit fraud detection method
  • A deep learning-oriented network personal credit fraud detection method
  • A deep learning-oriented network personal credit fraud detection method

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Embodiment Construction

[0054] In order to better understand the above-mentioned technical solution, the above-mentioned technical solution will be described in detail below in conjunction with the accompanying drawings and specific implementation methods.

[0055] please see figure 1 A kind of deep learning-oriented network personal credit fraud detection method provided by the invention comprises the following steps:

[0056] Step 1. Obtain historical online personal credit information;

[0057] Step 2, select the first sub-parameter of the denoising gradient boosting tree;

[0058] Step 3, train the denoising gradient boosting tree, use the historical network personal credit information for unsupervised learning, and obtain the first data feature;

[0059] Step 4, use the first data feature to carry out supervised learning, and complete the training of the denoising gradient boosting tree model;

[0060] Step 5, storing the denoising gradient boosting tree model;

[0061] Step 6. Input new net...

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Abstract

The invention belongs to the field of computer science and technology, and discloses a deep learning-oriented network personal credit fraud detection method, comprising the following steps: obtaining historical network personal credit information; selecting the first sub-parameter of the noise reduction gradient boosting tree; The gradient boosting tree is trained, and the historical network personal credit information is used for unsupervised learning to obtain the first data feature; the first data feature is used for supervised learning, and the training of the denoising gradient boosting tree model is completed; the denoising gradient boosting tree model is stored; Input the new network personal credit information, and detect fraudulent behavior through the denoising gradient boosting tree model. The invention has stronger noise resistance and robustness, and can improve the fraud detection effect of network personal credit.

Description

technical field [0001] The invention relates to the field of computer science and technology, in particular to a deep learning-oriented network personal credit fraud detection method. Background technique [0002] In the field of fraud risk assessment, empirical discriminant analysis was first adopted in foreign countries, mainly relying on the experience and ability of professional assessors. Since the entire assessment process has not been quantitatively analyzed and there is strong subjectivity, the prediction results are often not accurate. ideal. With the improvement of computer computing speed, disciplines such as computer science, economics, and statistics have also become more and more integrated, and a large number of statistical modeling methods and data analysis techniques have been completed on computers. In the study of fraud risk assessment models, Pallavi Kulkarni and Roshani Ade established a classification model based on Logistic regression. Logistic regres...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q40/02G06N3/08
CPCG06N3/08G06Q40/03
Inventor 胡文斌唐传慧过冰峰
Owner WUHAN UNIV
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