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Payment proxy method and system, electronic equipment and storage medium

A payment request and entrusting party technology, applied in the payment field, can solve problems such as the inability to realize flexible jumps of synchronous messages, poor payment experience, etc., and achieve the effect of improving the payment experience

Inactive Publication Date: 2019-10-18
HANGZHOU DT DREAM TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The present invention provides a payment proxy method, system, electronic equipment and storage medium to solve the problem that in the prior art, the UnionPay organization only supports background configuration of a fixed synchronous message return address, resulting in the inability to realize flexible jumping of synchronous messages and poor payment experience. poor technical problem

Method used

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  • Payment proxy method and system, electronic equipment and storage medium
  • Payment proxy method and system, electronic equipment and storage medium
  • Payment proxy method and system, electronic equipment and storage medium

Examples

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Embodiment Construction

[0017] Embodiments of the present invention are described in detail below, examples of which are shown in the drawings, wherein the same or similar reference numerals designate the same or similar elements or elements having the same or similar functions throughout. The embodiments described below by referring to the figures are exemplary and are intended to explain the present invention and should not be construed as limiting the present invention.

[0018] The payment proxy method, system, electronic device and storage medium in the embodiments of the present invention will be described below with reference to the accompanying drawings. In view of the UnionPay organization mentioned in the above background technology, it only supports setting a fixed synchronization message return address in the background, resulting in the inability to realize flexible jumping of synchronization messages and poor payment experience.

[0019] It should be noted that there are two channels fo...

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Abstract

The invention provides a payment proxy method and system, electronic equipment and a storage medium. The payment proxy method comprises the steps: obtaining a synchronization message return address generated by a delegator according to a payment request while receiving the payment request of the delegator; generating a payment credential of the current order according to the payment elements of the payment request, and sending the payment credential to the delegating party, so that the delegating party skips to the address of the payment channel of the payment credential; and receiving a synchronization message generated by the Unionpay institution according to the initial payment result of the current order in the process of completing payment verification by the payment channel, and forwarding the synchronization message to a synchronization message return address. Therefore, the technical problems that the Unionpay mechanism only supports the background to configure the fixed synchronous message return address, so that the flexible jump of the synchronous message cannot be realized, and the payment experience is poor are solved.

Description

technical field [0001] The present invention relates to the technical field of payment, in particular to a payment agency method, system, electronic equipment and storage medium. Background technique [0002] At present, when the entrusting party (such as the merchant business system of the merchant) entrusts the payment agency system (such as the aggregated payment system) to pay, if the payment interface is provided by the UnionPay institution (such as China Construction Bank), when paying on the computer website or mobile website, The entrusting party will be provided with the option of uploading the return address of the synchronous message (return_url), so that after the payment process or completion, the computer web page or mobile web page will jump to the synchronous message return address synchronously for synchronous message prompts, thereby improving the payment experience . [0003] However, the synchronization message support provided by UnionPay is not perfect...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40
CPCG06Q20/401
Inventor 谭波俞晨晨
Owner HANGZHOU DT DREAM TECH
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