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Remaining principal store allocation method and system

A distribution method and distribution system technology, applied in the fields of finance, data processing applications, instruments, etc., can solve the problem of difficulty in accelerating the payment rate and payment speed of credit funds, so as to improve the efficiency of order distribution, speed up the payment rate and The speed of payment collection and the effect of improving collection efficiency

Pending Publication Date: 2019-11-12
上海维信荟智金融科技有限公司
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

But at the same time, post-loan collection is an important part of risk management. How to improve the collection efficiency of credit business under the premise of compliance is a problem that needs to be solved by existing technologies. It is also difficult to speed up the current distribution method and system Offline repayment rate and repayment speed of credit funds

Method used

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  • Remaining principal store allocation method and system
  • Remaining principal store allocation method and system
  • Remaining principal store allocation method and system

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0018] Such as figure 1 As shown, the remaining principal store distribution method provided in this embodiment includes the following steps:

[0019] Step S1 for obtaining application data and combining third-party data to generate overdue data;

[0020] S2 is a step for sending the overdue data to the store collection system and generating an overdue order;

[0021] S3 is used to configure the store for the overdue order;

[0022] S4 is a step of collecting the orders configured by the stores.

[0023] Those skilled in the art can understand that dividing orders according to different parameters and then distributing them to store staff in a relatively even manner will help improve the efficiency of order allocation and the collection efficiency of credit business, thereby accelerating the recovery rate and speed of credit funds .

[0024] Such as figure 2 As shown, the steps of S1 for acquiring application data and combining third-party data to generate overdue data i...

Embodiment 2

[0066] The remaining principal store allocation system provided in this embodiment includes: a module for obtaining application data and generating overdue data in combination with third-party data; a module for sending the overdue data to the store collection system and generating overdue orders; A module for store configuration of overdue orders; a module for collecting orders after the store configuration.

[0067] Those skilled in the art can understand that dividing orders according to different parameters and then distributing them to store staff in a relatively even manner will help improve the efficiency of order allocation and the collection efficiency of credit business, thereby accelerating the recovery rate and speed of credit funds .

[0068] Further, the module for obtaining application data and combining third-party data to generate overdue data includes:

[0069] A sub-module for obtaining application data and credit data;

[0070] A sub-module for judging th...

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Abstract

The invention discloses a remaining principal store allocation method and system. The method comprises the following steps: S1, acquiring application data and generating overdue data in combination with third-party data; S2, sending the overdue data to a store collection system and generating an overdue order; S3, carrying out store configuration on the overdue order; and S4, collecting the orderconfigured by the store. Thus, the remaining principal store allocation method and system provided by the invention divide the orders according to different parameters and then allocate the orders toshop assistants in a relatively average manner, which is beneficial to improving the order allocation efficiency and improving the collection efficiency of credit businesses, thereby accelerating thecash rate and cash return speed of credit and credit funds.

Description

technical field [0001] The present invention relates to the technical field of computer software, in particular to a method and a system for distributing surplus principal to stores. Background technique [0002] With the vertical development of the credit business, controlling the transaction risk of each link in the credit process and improving the asset quality of the enterprise have become the urgent pursuit of Internet financial enterprises. But at the same time, post-loan collection is an important part of risk management. How to improve the collection efficiency of credit business under the premise of compliance is a problem that needs to be solved by existing technologies. It is also difficult to speed up the current distribution method and system The recovery rate and speed of offline credit funds. Contents of the invention [0003] The purpose of the present invention is to provide a method and system for allocating remaining principal stores. [0004] The rema...

Claims

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Application Information

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IPC IPC(8): G06Q40/02
CPCG06Q40/03
Inventor 金家芳李宁周祎生覃浩浩陆璇王宏甜
Owner 上海维信荟智金融科技有限公司
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