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Telematics device and method for taking out vehicle insurance and estimating insurance fees

A technology of long-distance communication and insurance premium, which is applied in the field of long-distance communication systems, and can solve problems such as difficult estimation of temporary users and cumbersome insurance

Pending Publication Date: 2019-12-10
HYUNDAI MOTOR CO LTD +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, estimating reasonable insurance premiums for casual users can be difficult
Additionally, insuring users for temporary use can be cumbersome

Method used

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  • Telematics device and method for taking out vehicle insurance and estimating insurance fees
  • Telematics device and method for taking out vehicle insurance and estimating insurance fees
  • Telematics device and method for taking out vehicle insurance and estimating insurance fees

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Embodiment Construction

[0041] Hereinafter, embodiments of the present disclosure will be described in detail with reference to the accompanying drawings. In the specification, it should be noted that the same or similar reference numerals denote the same or similar components even if they are denoted in different drawings. Further, in the following description of the present disclosure, a detailed description of known functions and configurations incorporated herein will be omitted when it may make the subject matter of the present disclosure somewhat unclear.

[0042] Also, terms such as first, second, A, B, (a), (b), etc. may be used herein when describing components of the present disclosure. These terms are provided only to distinguish an element from other elements, and the substance, order, and sequence of elements are not limited by these terms. Also, unless otherwise defined, all terms (including technical terms or scientific terms) used herein have the same meaning as commonly understood b...

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Abstract

The present invention relates to a method for taking out vehicle insurance and estimating insurance fees. The method can includes the steps of: requesting identity (ID) information of a driver from adriver terminal when the driver enters the vehicle; performing an authentication process using the ID information; preventing start-up of an engine of the vehicle when the driver is identified as a temporary user according to the authentication process; receiving navigation data including information relating to a destination from the driver terminal; acquiring information indicating an estimatedinsurance fee corresponding to each of one or more paths for navigating to the destination; transmitting the information indicating the estimated insurance fee to the driver terminal; and starting theengine when one of the one or more paths for navigating to the destination is selected by the driver terminal.

Description

[0001] Cross References to Related Applications [0002] This application claims the benefit of priority of Korean Patent Application No. 10-2018-0062780 filed with the Korean Intellectual Property Office on May 31, 2018, the disclosure of which is incorporated herein by reference in its entirety. technical field [0003] The present disclosure relates to vehicle technology, and more particularly, to a Telematics system and method for insuring a vehicle and estimating insurance premiums for a casual user. Background technique [0004] As the vehicle industry develops, telematics systems that provide various mobile communication services using wireless communication technologies in vehicles continue to be developed to provide drivers with enhanced convenience. The telecommunication system may provide various services related to, for example, news, securities investment, e-commerce, financial transactions, hotel reservations, file transmission / reception, games, vehicle acciden...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08
CPCG06Q40/08G01C21/3484B60R25/25B60R25/241G06Q30/0284G01C21/3453G01C21/3697B60R2025/0405B60R25/04B60R25/31G01C21/3688
Inventor A·亚雷金纳韩志旼朴贞美李知娥
Owner HYUNDAI MOTOR CO LTD