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Risk customer identification method and device and server

An identification method and customer technology, applied in the field of big data, can solve the problems of high risk of insurance fraud and high labor costs, and achieve the effect of reducing costs and reducing the risk of insurance fraud

Pending Publication Date: 2020-01-10
CHINA PING AN PROPERTY INSURANCE CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In view of this, the embodiment of the present invention provides a risk customer identification method, device and server to solve the problems of high risk of insurance fraud and high labor cost in the prior art

Method used

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  • Risk customer identification method and device and server
  • Risk customer identification method and device and server
  • Risk customer identification method and device and server

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Embodiment Construction

[0033] In order to better understand the technical solutions of the present invention, the embodiments of the present invention will be described in detail below in conjunction with the accompanying drawings.

[0034] It should be clear that the described embodiments are only some of the embodiments of the present invention, not all of them. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

[0035] Terms used in the embodiments of the present invention are only for the purpose of describing specific embodiments, and are not intended to limit the present invention. As used in the embodiments of the present invention and the appended claims, the singular forms "a", "said" and "the" are also intended to include the plural forms unless the context clearly indicates otherwise.

[0036] It should be understood that the term "an...

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PUM

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Abstract

The embodiment of the invention provides a risk customer identification method and device and a server, and relates to the field of big data, and the method comprises the steps: collecting claim settlement data of a customer in a set time period; according to the claim settlement data of the client in the set time period, counting a plurality of risk assessment data of the client; calculating a risk assessment score of the customer according to the plurality of risk assessment data; judging whether the risk assessment score of the customer is greater than a risk assessment threshold value or not; and if judging whether the risk assessment score of the client is greater than the risk assessment threshold, determining the client as a risk client. Therefore, according to the technical schemeprovided by the embodiment of the invention, the insurance fraud risk is greatly reduced, and the cost is reduced.

Description

【Technical field】 [0001] The present invention relates to the field of big data, and in particular to a risk customer identification method, device and server. 【Background technique】 [0002] In the claims process of flight delay insurance and baggage delay insurance, insurance products such as flight delay and baggage delay are easily used by unscrupulous customers for profit, and the risk of insurance fraud is relatively high. [0003] At present, there is no convenient way for claim settlement personnel to identify the insurance fraud risk of each insurance claim settlement case, resulting in high risk of insurance fraud and high labor costs. 【Content of invention】 [0004] In view of this, the embodiments of the present invention provide a method, device and server for identifying risky customers, so as to solve the problems of high risk of insurance fraud and high labor cost in the prior art. [0005] On the one hand, an embodiment of the present invention provides a...

Claims

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Application Information

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IPC IPC(8): G06Q40/08
CPCG06Q40/08
Inventor 李志伟张恒宇
Owner CHINA PING AN PROPERTY INSURANCE CO LTD