Unlock instant, AI-driven research and patent intelligence for your innovation.

Payment processing method, device and system

A processing method and single-system technology, applied in the field of payment processing methods, devices and systems, can solve problems such as routing failure, poor payment processing efficiency, and redundant interaction process links.

Active Publication Date: 2021-10-15
NETSUNION CLEARING CORP
View PDF5 Cites 0 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] In the above method, the interaction process link is lengthy, and the payment processing efficiency is poor; and the merchant software is generally routed to the account software through the SDK (Software Development Kit, software development kit), and the SDK is highly dependent. In the case of merchant software upgrades, etc. , it is easy to cause routing failure, resulting in payment processing failure and reducing payment processing efficiency

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Payment processing method, device and system
  • Payment processing method, device and system
  • Payment processing method, device and system

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0021] Embodiments of the present application are described in detail below, examples of which are shown in the drawings, wherein the same or similar reference numerals denote the same or similar elements or elements having the same or similar functions throughout. The embodiments described below by referring to the figures are exemplary, and are intended to explain the present application, and should not be construed as limiting the present application.

[0022] The following describes the payment processing method, device and system of the embodiments of the present application with reference to the accompanying drawings.

[0023] figure 1 It is a schematic flowchart of a payment processing method provided in the embodiment of this application. The execution body of the payment processing method in the embodiment of the present application is a payment processing device, which can be applied to a payment processing system, and the participants of the payment processing syst...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

This application proposes a payment processing method, device and system, wherein the method is applied to the clearing system, including: receiving the payment request sent by the merchant through the acquiring system; digitally signing the payment request, and returning it to the merchant through the acquiring system Response result; the response result includes the routing jump address corresponding to the account side, so that the merchant side jumps to the account side according to the routing jump address, and sends the digitally signed payment request to the account background system through the account side for verification , after the verification is passed, perform the payment operation corresponding to the payment request to obtain the payment operation result; receive the payment operation result sent by the account background system, and return the payment operation result to the merchant through the acquiring system. This method realizes the acquisition through the clearing system The interconnection between the system, the merchant terminal and the account terminal simplifies the interactive links between the systems, reduces complexity, improves the overall security of the system, and improves the overall payment processing efficiency.

Description

technical field [0001] The present application relates to the technical field of network payment, in particular to a payment processing method, device and system. Background technique [0002] At present, users mainly use merchant software on mobile terminals to conduct mobile online shopping and pay through account software. Among them, the payment processing method is mainly as follows: when the user selects the account software on the merchant software to pay for the merchant order, the merchant software interacts with the account background system through the acquiring system and the clearing system to obtain the payment acceptance result and transaction voucher, and the merchant software The transaction voucher is provided to the account background system for verification through the account software routing jump method. After the verification is passed, the account background system performs payment processing and returns the payment processing result to the mobile ter...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/40G06Q20/38
CPCG06Q20/3825G06Q20/4014G06Q20/023G06Q20/42G06Q20/027G06Q20/12G06Q20/3829
Inventor 赵善彬
Owner NETSUNION CLEARING CORP