Risk identification method and platform for engineering performance bond insurance based on multi-party collaboration

A risk identification and engineering technology, applied in character and pattern recognition, data processing applications, finance, etc., can solve problems such as time-consuming, unused project data information, etc.

Active Publication Date: 2020-10-30
工保科技(浙江)有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
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AI Technical Summary

Problems solved by technology

The current project performance guarantee insurance is mostly based on human judgment, which takes a long time and does not use extensive project data information. This is the deficiency of the current risk judgment method

Method used

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  • Risk identification method and platform for engineering performance bond insurance based on multi-party collaboration
  • Risk identification method and platform for engineering performance bond insurance based on multi-party collaboration
  • Risk identification method and platform for engineering performance bond insurance based on multi-party collaboration

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Embodiment Construction

[0078] The present invention will be further described below in conjunction with the accompanying drawings and specific embodiments. The described embodiments are intended to facilitate the understanding of the present invention, but have no limiting effect on it.

[0079] The present invention mainly focuses on taking out the part with different user groups and the same data features for joint machine learning when the user groups of each participant have less overlap and data features overlap more. For example, two different insurance companies, the distribution Different regions have different customers. However, due to the overlapping business of insurance companies, the range of data characteristics is basically the same. In order to use as much data as possible to train a scientific model, these companies can be used as participants for collaborative training.

[0080] The present invention proposes a risk identification method for project performance guarantee insurance...

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Abstract

The invention discloses a multi-party collaboration-based engineering performance guarantee insurance risk identification method and platform. The method includes: first, all parties participating in the collaborative training risk assessment model perform preprocessing operations and value mapping on locally stored engineering project information data Operate the privacy-protected engineering business data; then, each participant and the cloud server complete the training of the risk assessment model through distributed collaboration to obtain the global risk assessment model; finally, process the engineering project data to be assessed and input them into the global risk assessment model. Evaluate models for risk identification predictions. The present invention can carry out multi-party collaborative risk identification across data sources under the premise of protecting data privacy, and improves the risk identification capability of the risk assessment model while ensuring the security of engineering information data.

Description

technical field [0001] The invention relates to the technical field of engineering performance guarantee insurance and machine learning, and in particular to a risk identification method and platform for engineering performance guarantee insurance based on multi-party collaboration. Background technique [0002] The construction technology and construction process of construction projects are complicated, there are many project participants, the project cycle is long, and it involves a wide range of areas. The default of the construction unit will cause losses in many aspects. Therefore, it is particularly important to introduce the risk control mechanism of construction project performance guarantee insurance. It can effectively help construction enterprises to release the pressure of cash margin and reduce the burden on enterprises. For the insurance industry, data and risk control are the main challenges faced by the development of construction project performance guarant...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q40/08G06Q50/08G06K9/62
CPCG06Q40/08G06Q50/08G06F18/2148G06F18/24323
Inventor 谢仑辰徐学武曾雪强史清江陈海军化允陈华龙
Owner 工保科技(浙江)有限公司
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