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Investment capability assessment method and device, electronic equipment and computer storage medium

A technology for evaluating devices and capabilities, applied in the computer field, can solve problems such as limited questionnaire information, affecting the accuracy of customers' investment capability evaluation, and achieve the effect of accurate evaluation of investment capabilities

Pending Publication Date: 2020-12-18
BANK OF CHINA
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AI Technical Summary

Problems solved by technology

[0003] However, in the prior art, most of the methods for preliminary evaluation of the client's investment ability are evaluated through an investment ability evaluation questionnaire filled out by the client himself. Since the client usually does not fill in the evaluation questionnaire in detail and completely Every piece of information in the questionnaire, so the final questionnaire information obtained is very limited, which in turn affects the accuracy of evaluating the customer's investment ability

Method used

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  • Investment capability assessment method and device, electronic equipment and computer storage medium
  • Investment capability assessment method and device, electronic equipment and computer storage medium
  • Investment capability assessment method and device, electronic equipment and computer storage medium

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Embodiment approach

[0053] Optionally, in another embodiment of the present application, an implementation of step S102 includes:

[0054] A knowledge graph of entities corresponding to the entity-attribute value-attribute value of the customer to be evaluated is established.

[0055] Wherein, the entity of the customer to be evaluated includes personal information of the customer to be evaluated; the attribute value includes social relationship information of the customer to be evaluated and employment information of the customer to be evaluated.

[0056] Specifically, a knowledge map of the customer to be assessed is established in accordance with the order of the entity to be assessed, the attribute value, and the entity corresponding to the attribute value.

[0057] S103. Input the knowledge graph of the customer to be evaluated into the knowledge graph reasoning algorithm model to obtain the investment evaluation value of the user to be evaluated.

[0058] Among them, the investment evaluat...

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Abstract

The invention provides an investment capability assessment method and device, electronic equipment and a computer storage medium, and the method comprises the following steps: firstly, obtaining the information of a to-be-assessed customer, wherein the to-be-assessed client information comprises personal information of the to-be-assessed client, social relation information of the to-be-assessed client and employment information of the to-be-assessed client; then, generating a knowledge graph of the to-be-assessed customer according to the information of the to-be-assessed customer; and finally, inputting the knowledge graph of the to-be-assessed customer into a knowledge graph reasoning algorithm model to obtain an investment assessment value of the to-be-assessed customer, wherein the investment evaluation value is used for indicating investment preference and investment capability. Therefore, the purpose of accurately evaluating the investment capability of the customer is achieved.

Description

technical field [0001] The present application relates to the field of computer technology, in particular to an investment capability evaluation method, device, electronic equipment and computer storage medium. Background technique [0002] At present, when banks sell wealth management products, they will conduct a preliminary assessment of the investment capabilities of customers in order to recommend the most suitable wealth management products to customers. [0003] However, in the prior art, most of the methods for preliminary evaluation of the client's investment ability are evaluated through an investment ability evaluation questionnaire filled out by the client himself. Since the client usually does not fill in the evaluation questionnaire in detail and completely Every piece of information in the questionnaire, so the final questionnaire information obtained is very limited, which in turn affects the accuracy of evaluating the customer's investment ability. Content...

Claims

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Application Information

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IPC IPC(8): G06Q40/06G06Q40/02G06F16/36
CPCG06Q40/06G06Q40/02G06F16/367
Inventor 胡传杰张伟秦胜勇张林张静静
Owner BANK OF CHINA
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