A Profit-sharing Calculation Method for Linked Credit Indicators

Abstract

The present invention is a method for calculating profit sharing associated with credit indicators, comprising: A. generating complete loan order information; B. packaging the loan order information after classification to generate an asset package; C. calculating the overdue rate and loan balance of the asset package; D. .Set the profit distribution parameter list; E. Associate the asset package with the profit distribution parameter list; F. Complete the transfer after calculating the profit distribution. The invention can organically combine the situation of profit sharing and the situation of the asset itself, form an objective and close connection, and ingeniously link the platform profit sharing pricing, platform profit sharing ratio and credit indicators in an innovative way. It realizes the differentiated management of the partners based on the asset package dimension of profit sharing, which is more conducive to reasonable profit sharing based on the differences in the assets themselves.

Description

technical field [0001] The invention relates to the field of Internet finance, in particular to a method for calculating profit sharing of associated credit indicators. Background technique [0002] In the process of bank operation, the existing partner profit sharing management mechanism mainly negotiates with the partner through the historical asset performance of the cooperation platform, comprehensively analyzes various conditions such as platform qualifications, and then calculates a suitable profit sharing index. As a standard value of platform profit. [0003] The current profit sharing management method mainly discusses the profit sharing situation based on the current or historical asset performance of the bank's partners at the time of signing the contract, and does not consider the differences formed by the situation of the bank's asset package itself after the later repayment. Effectively forming an objective and close relationship between the profit distributio...

AI Technical Summary

Problems solved by technology

[0003] The current profit sharing management method mainly discusses the profit sharing situation based on the performance of the current or historical assets of the bank's partners at the time of signing the contract, without considering the differences in the bank's asset package itself formed after the later repayment, and cannot Effectively form an objective and close relationship between the situation of profit sharing and the situation of the assets themselves, which is not conducive to the reasonable profit distribution calculation of the assets

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