Reconciliation data processing method and device

Abstract

The invention belongs to the field of finance or other fields, and provides a reconciliation data processing method and device, and the method comprises the steps: determining the transaction time and transaction type corresponding to a reconciliation request according to the pre-received reconciliation request of a plurality of users; determining a time range corresponding to the account checking request corresponding to the transaction time according to the transaction time; according to the transaction type, splitting transaction data corresponding to the account checking request according to the transaction type to generate a splitting result; and performing account checking on the transaction data according to the time range and the splitting result. According to the invention, when many cooperation mechanisms correspond to different time-staggered period data, a bank can flexibly and accurately complete the account checking work of each cooperation mechanism, so that the situation that manual intervention is needed for account adjustment due to time-staggered period factors is effectively avoided, the account checking work of different time-staggered period mechanisms can be efficiently completed through flexible configuration, and the bank can be promoted to cooperate with other institutions more flexibly and efficiently.

Description

technical field [0001] The invention belongs to the financial field or other fields, and specifically relates to a method and device for processing reconciliation data. Background technique [0002] With the increasingly close relationship between Internet technology and the financial industry, more and more banks have begun to lay out an open ecology, and cooperate with various third-party institutions to launch more high-quality financial products and services, so that more and more customers are cooperating Institutions can directly purchase banking products and handle banking business. The bank not only broadens the sales channels, but also drives the increase of bank income while serving customers. Since the consumption transaction involves the transfer and verification of funds, for the consumption transaction of the customer on the third-party cooperative institution, the bank will reconcile the funds with the third-party cooperative institution, so as to check the di...

AI Technical Summary

Problems solved by technology

[0004] Aiming at the problems in the prior art, the present invention enables the bank to flexibly and accurately complete the reconciliation work of each cooperative institution when faced with many cooperative institutions corresponding to different time-staggered cycle data, effectively avoiding the need for manual intervention caused by the time-staggered cycle factor In the case of account adjustment, through flexible configuration, the reconciliation work of institutions with different time-staggered periods can be efficiently completed, and the bank can cooperate with other institutions more flexibly and efficiently

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