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Transaction method and device based on digital currency

A digital currency and transaction method technology, applied in the computer field, can solve problems such as non-refundable resource value and cumbersome user settlement and transaction operations

Pending Publication Date: 2021-06-11
GIESECKE & DEVRIENT (CHINA) INFORMATION TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, this settlement method requires the user to register in the application provided by the service provider or purchase a recharge card, which makes the operation of the user's settlement transaction cumbersome
In addition, the refund of the resource value in the account or recharge card requires manual review to be refunded. To a certain extent, there is a risk that the resource value in the account or recharge card cannot be refunded

Method used

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  • Transaction method and device based on digital currency
  • Transaction method and device based on digital currency
  • Transaction method and device based on digital currency

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Embodiment Construction

[0059] The features and exemplary embodiments of the various aspects of the present application will be described in detail, and in order to make the objects, technical solutions and advantages of the present application, the present application will be described in detail below with reference to the accompanying drawings and specific embodiments. It will be appreciated that the specific embodiments described herein are intended to be explained herein, rather than limiting the present application. For those skilled in the art, the present application can be implemented without some details in these specific details. The description of the embodiments is merely a better understanding of the present application only for examples of the examples of the present application.

[0060] It should be noted that in this article, a relationship term such as the first and second, etc. is only used to separate an entity or operation with another entity or an operational area, without having to...

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PUM

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Abstract

The invention discloses a transaction method and device based on digital currency. The method comprises the steps of receiving resource return information used for indicating resource return operation, the resource return information comprising a return resource value and identification information of a digital currency wallet, and the return resource value being determined by a prepayment resource value and an actual transfer-out resource value; and transferring a first resource corresponding to the refund resource value to a digital currency wallet corresponding to the identification information. According to the mode, the purposes of no need of manual auditing and self-service refund are achieved.

Description

Technical field [0001] The present application relates to the field of computer technology, and more particularly to a transaction method and apparatus based on digital currency. Background technique [0002] At present, existing prepaid transaction methods use traditional settlement methods, that is, the resource value corresponding to the service service resources used by the user, and then deduct consumption from the user's registered account or recharge card. Resource value. However, this settlement method requires the user to register or purchase a recharge card in the application provided by the service provider, causing the user to settle the transaction. And refund the resource value in the account or recharge card, but also the manual audit can be refunded, and the resource value in the account or recharge card cannot be refunded in a certain extent. Inventive content [0003] The present application provides a transaction method and apparatus based on digital currency,...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G06Q20/06G06Q20/18
CPCG06Q20/4014G06Q20/407G06Q20/065G06Q20/18
Inventor 刘洋
Owner GIESECKE & DEVRIENT (CHINA) INFORMATION TECH CO LTD
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