Financial product management method and device and electronic equipment

Abstract

The invention provides a financial product management method and device and electronic equipment. The method comprises the following steps: collecting financial product data; constructing a product evaluation index library, and determining weight coefficients of evaluation indexes by using a fuzzy analytic hierarchy process; and summarizing the quantized evaluation index values from the particle size of the sold products to the particle size of the clustered products, calculating the comprehensive score of the single clustered products, and managing the clustered products according to the comprehensive score result. According to the invention, the advantages of the fuzzy evaluation method and the analytic hierarchy process are combined, so that the problem of inconsistent thinking caused by many hierarchical evaluation indexes can be well solved; moreover, online quantitative automatic product evaluation is realized, clustering products are graded according to an evaluation result, annual dynamic management of a grading result is realized, and a decision basis is provided for a product operation management department and a resource allocation department during product assessment and resource allocation.

Description

technical field [0001] This application relates to the field of data mining, specifically a financial product management method, device and electronic equipment. Background technique [0002] With the in-depth development of the financial market, financial products have become increasingly complex and diverse, and cross-connections have continued to deepen. How to objectively analyze and evaluate existing products, how to establish a product classification and appropriateness matching mechanism, how to use and manage a rich product structure, and create a high-quality product library are all important issues. At present, there are problems in financial products such as repeated development of similar products, time-consuming communication and collaboration between different products across departments, and various evaluation indicators that cannot be comprehensively utilized. Therefore, it is urgent to use quantitative evaluation models to comprehensively consider market per...

AI Technical Summary

Problems solved by technology

[0015] Aiming at the problems in the prior art, this application proposes a financial product management method, device and electronic equipment, which combines the Analytic Hierarchy Process and the fuzzy evaluation method to solve the problem of inconsistency in thinking caused by a large number of hierarchical evaluation indicators

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