The invention discloses a block chain and interpretable
large model driven climate investment and financing method, the method combines a block chain and an interpretable
large model, on one hand, the upper chain management of project data and the execution of an intelligent contract are realized, the whole financing process is ensured to be open, transparent and non-tampered, and through the automatic
process design of the intelligent contract, the financing efficiency is improved. Manual intervention is reduced, and efficient and credible fund management is realized; and on the other hand, pre-training and
fine tuning are performed based on a
large model technology, so that the large model is good at
processing climate type projects and ensures that an output format meets requirements, the accuracy and reliability of large model
risk assessment are improved, the loss caused by inaccurate
risk assessment is reduced, and meanwhile, the
risk assessment efficiency is improved. According to the method, the explainable
risk index based on the
granular computing theory and the expert experience is constructed, the explainable
risk index and the
risk index output by the large model form
complementation to form a double-risk mechanism, the large model output is explained and adjusted, the illusion phenomenon of the large model is reduced, and the predictive capacity and the explainability of the large model are effectively balanced.