Electronic payment method for replacing QR code with ultrasonic sound wave

An electronic payment and two-dimensional code technology, applied in the field of payment, can solve the problems of payment environment constraints and payment difficulties, and achieve the effects of short response time, convenient operation, and guarantee of confidentiality and security.

Pending Publication Date: 2021-11-19
TOUCHAIR TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The purpose of the present invention is to provide an electronic payment method in which ultrasonic waves replace two-dimensional codes. This payment method solves the problem

Method used

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Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0022] Embodiment 1: An electronic payment method in which ultrasonic waves replace two-dimensional codes, comprising the following steps:

[0023] S1: Create a shortcut command for ultrasonic emission in the payment APP of the payer, edit the shortcut command of the payment APP into the mobile device system, and trigger the shortcut command for emitting ultrasonic sound waves by shaking;

[0024] Here, the mobile device is a device such as a mobile phone or a smart watch.

[0025] S2: When waiting for payment, shake the mobile phone to trigger a shortcut command. After activating the mobile phone and the payment APP, the payment APP controls the speaker unit of the mobile phone to emit ultrasonic sound waves carrying payment information;

[0026] Among them, the payment information includes information such as device data, payment channels, and authorization licenses, and the actual information carried depends on different payment apps.

[0027] S3: After the terminal opened...

Embodiment 2

[0028] Embodiment 2: An electronic payment method in which ultrasonic waves replace two-dimensional codes, comprising the following steps:

[0029] S1: Create a shortcut command for ultrasonic emission in the payment APP of the payer, and edit the shortcut command of the payment APP into the main interface of the mobile device to form a desktop shortcut button. The user clicks the shortcut button to trigger the shortcut command for emitting ultrasonic sound waves;

[0030] Here, the mobile device is a device such as a mobile phone or a smart watch.

[0031] S2: When waiting for payment, activate the mobile phone, click the shortcut button, and trigger the shortcut command. After the payment APP is activated, the payment APP controls the speaker unit of the mobile phone to emit ultrasonic sound waves carrying payment information;

[0032] Among them, the payment information includes information such as device data, payment channels, and authorization licenses, and the actual in...

Embodiment 3

[0035] Embodiment 3: An electronic payment method in which ultrasonic waves replace two-dimensional codes, comprising the following steps:

[0036] S1: The terminal continues to send out low-frequency ultrasonic signals. After the mobile phone carried by the payer hears the ultrasonic signal, it calculates the distance between the mobile phone and the terminal. According to the preset payment distance, after entering the range, the mobile phone and payment APP are automatically activated;

[0037] Here, the low-frequency ultrasonic signal has a limited propagation distance, which avoids unnecessary power consumption caused by the reception of mobile phones with long distances;

[0038] In particular, the mobile phone with the shortest distance is selected here as the party to be paid, which further improves the accuracy of payment.

[0039] S2: The payment APP controls the speaker unit of the mobile phone to send out an ultrasonic signal carrying payment information;

[0040]...

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PUM

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Abstract

The invention discloses an electronic payment method for replacing a QR code with ultrasonic sound waves, and the method comprises the steps that a mobile device emits an ultrasonic sound wave signal which carries payment information; and after the terminal hears the ultrasonic sound wave signal sent by the mobile device, the collection is completed. According to the invention, the mobile device sends out the ultrasonic sound wave signal, and the terminal device located near the mobile device receives the ultrasonic sound wave signal and interprets the device information and the payment channel according to the payment information in the signal, so that the payment operation is directly completed, a payer does not need to display the QR code, a camera device of existing collection equipment is aligned, and a payee does not need to pick up a code scanning device, which is very convenient; meanwhile, the ultrasonic sound wave signal carrying the payment information cannot be easily shielded, so the ultrasonic sound wave can easily reach the place where the camera is difficult to capture, and the problem that payment is difficult due to the restriction of environmental factors is solved.

Description

technical field [0001] The invention relates to an electronic payment method in which ultrasonic waves replace two-dimensional codes, and belongs to the technical field of payment. Background technique [0002] Electronic payment refers to the behavior that units and individuals directly or authorize others to issue payment instructions through electronic terminals to realize currency payment and fund transfer. The types of electronic payment are divided into online payment, telephone payment, mobile payment, point-of-sale terminal transactions, automatic teller machine transactions and other electronic payments according to the way electronic payment instructions are initiated. [0003] With the continuous improvement of hardware equipment and the continuous strengthening of software networks, electronic payment is becoming more and more popular because it does not need to carry wallets and find change. At present, one way of electronic payment is: the user opens the paymen...

Claims

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Application Information

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IPC IPC(8): G06Q20/32G06Q20/40G06Q20/42
CPCG06Q20/327G06Q20/326G06Q20/401G06Q20/42
Inventor 刘广松姚汶兵
Owner TOUCHAIR TECH
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