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Automatic insurance clause analysis method based on rule model

An analysis method and clause technology, applied in the insurance field, can solve problems such as difficulty in satisfying the split understanding of insurance clauses, poor effect, long implementation period, etc.

Pending Publication Date: 2022-04-12
世纪保众(北京)网络科技有限公司
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Problems solved by technology

[0007] However, the current method is entirely manual, or part of the manual method is used in advance, combined with automatic processing technology, the workload investment is huge, and the implementation cycle is long, the effect of rapid commercial application is not good, and it is difficult to meet The demand for fast and automated understanding of insurance clause splitting

Method used

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  • Automatic insurance clause analysis method based on rule model
  • Automatic insurance clause analysis method based on rule model
  • Automatic insurance clause analysis method based on rule model

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Embodiment Construction

[0029] In order to make the content of the present invention clearer and easier to understand, the content of the present invention will be described in detail below in conjunction with specific embodiments and accompanying drawings.

[0030] figure 1 It schematically shows a flow chart of a rule model-based automatic insurance clause analysis method according to a preferred embodiment of the present invention.

[0031] Such as figure 1 As shown, the automatic insurance clause analysis method based on the rule model according to the preferred embodiment of the present invention includes:

[0032] The first step S1: collect and organize all personal insurance clause documents, and the file format of all personal insurance clause documents is in PDF format;

[0033] For example, the first step is to collect and organize all life insurance clause documents through manual collection, technical collection, etc., combined with the official public release information database of th...

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Abstract

The invention provides an automatic insurance clause analysis method based on a rule model, and the method comprises the steps: 1, collecting and sorting all human insurance clause files, and enabling the file formats of all human insurance clause files to be PDF (Portable Document Format) document formats; 2, analyzing all human insurance clause files, generating a clause structured analysis knowledge base and an insurance amount calculation and responsibility definition rule base, and respectively realizing structured disassembly analysis of clauses and calculation of a corresponding amount of guarantee responsibility and guarantee content; 3, generating a clause analysis result database and a clause-insurance type product contrast rule base, and establishing association between all clause analysis information and insurance type products by adopting a clause and insurance type information matching engine; and 4, generating a full-amount information database according to an association result.

Description

technical field [0001] The invention relates to the insurance field, in particular to an automatic insurance clause analysis method based on a rule model. Background technique [0002] Domestic insurance companies have registered a large number of personal insurance clauses on the official website of the China Insurance Association, reaching more than 30,000 clauses, distributed in hundreds of insurance companies. Moreover, there are large differences in document formats between different insurance companies, or between insurance clauses defined by the same insurance company in different types of products and at different stages, and it is very difficult for users to understand. This is especially important for users who already have multiple insurance policies. In other words, after successful underwriting, it is difficult to simply and quickly understand the content of one’s own policy contract based on the content of the policy documents and insurance clauses. There is a ...

Claims

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Application Information

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IPC IPC(8): G06F40/205G06Q40/08
Inventor 田立文李红丽刘宇
Owner 世纪保众(北京)网络科技有限公司
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