Method and device for generating payment life cycle model of study-overseas user

Abstract

The invention relates to an overseas study user payment life cycle model generation method and device, and the method comprises the steps: obtaining user historical data, and building a basic data knowledge base according to different dimensions and attributes of the historical data; historical order information of the user is set in the basic data knowledge base; extracting feature information in the historical order information; the feature information comprises payment amount, payment time, payment type, enrollment time, graduation time, read stage, staging, country, school, user unique identifier, ordering time and ordering amount; inputting the feature information and a preset classification target value into a neural network for training to obtain a payment life cycle model; wherein the classification target value is a payment period. According to the invention, through the overseas study user payment life cycle model, the payment demand of the overseas study user can be intelligently analyzed, and fine operation of business personnel can be facilitated.

Description

technical field [0001] The invention belongs to the field of financial technology, and in particular relates to a method and device for generating a life cycle model of payment for overseas students. Background technique [0002] With the development of the country's economy and society, people's living standards continue to improve, and more and more people turn their attention to overseas education. By studying abroad and entering foreign universities, you can improve your education level and enrich your life experience. [0003] In related technologies, there are more and more users studying abroad, and enterprise personnel need to know the payment situation of each user very clearly. The staff is inefficient or even makes mistakes when checking the payment status of overseas students. SUMMARY OF THE INVENTION [0004] In view of this, the purpose of the present invention is to overcome the deficiencies of the prior art, and to provide a method and device for generati...

AI Technical Summary

Problems solved by technology

[0004] In view of this, the purpose of the present invention is to overcome the deficiencies of the prior art, and provide a method and device for generating a payment life cycle model for overseas study users to solve the problem of low efficiency and even occurrence of problems when enterprise personnel check the payment of overseas study users in the prior art. error problem

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