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Self-service termainal

A self-service terminal and self-service terminal technology, applied in the field of self-service terminals

Inactive Publication Date: 2008-07-16
NCR INT INC
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

But ATM users are reluctant to use these services because of the public environment of most ATM machines and the time required to complete these complex transactions

Method used

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  • Self-service termainal
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Examples

Experimental program
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Embodiment Construction

[0023] Referring now to FIG. 1 , it is a block diagram of a self-service terminal system 10 according to one embodiment of the present invention. The system 10 includes a plurality of hosts 12 interconnected via an Internet 16 to a plurality of SSTs 14 (only two are shown). The SST 14 is in the form of an ATM. Host computer 12 includes authorization device 18 , back office device 20 and software repository 22 for storing software distributed to ATMs 14 over network 16 .

[0024] In addition to authorizing ATM transactions, as described in detail below, host 12 operates as an interactive server. The ATM 14 is able to download the software program therefrom. The ATMs 14 are physically remote from each other, but are shown closer together in FIG. 1 for clarity.

[0025] Figure 1 also shows a portable device 24 in the form of a PDA, such as a 3Com PalmIIIx (trade mark). The PDA is shown in dashed lines adjacent to one of the ATMs 14a and in solid lines away from the ATM 14a to ...

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PUM

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Abstract

A self-service terminal system (10) is described. The system (10) includes a self-service terminal (14) and a host (12) interconnected by a network (16). The host (12) is operable to transfer software (90, 92) to the terminals (14) for subsequent transfer by a terminal (14) to a portable device (24) presented by a user (96). Each terminal (14) includes a communications port (78), so that the terminal (14) is operable to transfer software (90, 92) from the terminal (14) to a portable device (24) using the communications port (78). A method of operating a self-service terminal system is also described.

Description

field of invention [0001] The present invention relates to a self-service terminal (SST), such as an automated teller machine (ATM). In particular, it relates to ATM machines providing comprehensive financial services. Background technique [0002] When a customer wants to choose a financial service such as a loan or a mortgage, often the customer obtains an estimate of the costs required from several different institutions before selecting the service to be provided by a particular institution. This is done because many financial services depend on frequently changing or institution-specific parameters, such as interest rates, which will affect the cost of the service. This means that a typical customer will first go to each of the many financial institutions to obtain information about financial services, and then go to a selected financial institution to request financial services, that is, to conduct transactions. [0003] ATM machines are capable of performing compreh...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G07F7/10G07D9/00G06Q20/10G06Q20/20G06Q20/34G07F7/00
CPCG06Q20/1085G07F17/0014G07F7/1008G06Q20/202G06Q20/3552
Inventor 约翰·杰拉德·萨维齐乔纳森·西蒙·布莱克
Owner NCR INT INC