Card data management equipment and method

Abstract

The invention discloses a card data managing device which comprises a server interface module, a data managing module, a binding relation managing module, and a card managing module; the server interface module is used for connecting the card data managing device and a server, and transmitting the authorization data obtained from the server to the data managing module; the data managing module receives the authorization data from the server by the server interface module, and distributes the authorization data to at least one sub-account; at least one sub-account is bound with at least one card to generate the binding relation; and the authorization data in the at least one sub-account is transmitted to the corresponding card according to the binding relation; the card managing module is connected with the binding relation management module and used for connecting and identifying at least one card and transmitting the identifying result to the binding relation management module. The invention also discloses a corresponding method which to distribute the authorization data into the sub-account or the card bound with the sub-account. The invention can identify various cards, save resources and is convenient for the users.

Description

technical field [0001] The invention relates to the field of data management, in particular to a card data management device and method. Background technique [0002] Card data management plays a pivotal role in fields such as finance and security. The current data management system is more strictly limited to the hardware equipment of the system from the perspective of ensuring data security. by figure 1 The electronic bank and deposit machine shown are taken as an example. The system mainly includes the bank host computer, bank front-end computer, each deposit machine and the card corresponding to the deposit machine. The so-called deposit means that when the user uses small amount of electronic payment (such as utility bills, campus cards), the transfer machine needs to be connected to the bank's host computer through the bank's front-end computer. Based on security considerations, the transfer machine is not allowed to move (such as with phone number binding). [000...

AI Technical Summary

Problems solved by technology

If the user has campus card, water card, electricity card, cable TV charge card, bus card and other payment cards at the same time, he needs to go to different deposit machines to recharge, which is very inconvenient

[0006] 3) In this mode, users cannot uniformly allocate their own accounts, and refunds and recharges can only rely on deposit machines operated by people, which generally results in refunds that cannot be performed in real time, wasting users' time

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