Net settlement assisting device
A technology of auxiliary devices and networks, applied in the directions of secure communication devices, computer security devices, encoding/decoding devices, etc., to achieve the effects of increasing convenience, promoting utilization, and improving concealment
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Embodiment 1
[0132] Below, for the issued figure 1 The credit card contractors of the shown Internet payment assistance device 1, that is, credit card members (hereinafter referred to as card members), use the Internet payment assistance device 1, and use the card number of the card member through a personal computer or a mobile phone with a communication function. Checkout, to carry out an embodiment of network business transactions such as network shopping (hereinafter referred to as network business transactions), will be described.
[0133] The system configuration and network connection relationship of the network checkout system of this embodiment are shown in the system configuration diagram of FIG. 2 . In addition, the flow of network business transactions in the network checkout system of this embodiment is shown in the flow chart of FIG. 3 .
[0134] In addition, in this embodiment, it is a credit card brand that provides online commercial transaction services in the online chec...
Embodiment 2
[0199] Secondly, for the card member who is issued with the online settlement auxiliary device 1a (not shown), use the online settlement auxiliary device 1a, and use the card number of the card member to check out through the personal computer or mobile phone with communication function. An example of a business transaction will be described.
[0200] The difference between this embodiment and the previous embodiment 1 lies in the one-time password generation method of the OTP generation unit 16 of the network settlement assistance device, the storage content of the OTP generation information storage unit 17, and the member terminal 2 in FIG. 3 Contents of the authentication process (S80, S90) with the authentication server 7 (in this embodiment, the authentication server 7a).
[0201] That is, in the previous embodiment 1, the one-time password generation method was set to the time synchronization method, but in this embodiment, the usage count synchronization method is adopt...
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