Method for carrying financial payment terminal through mobile terminal and financial payment system

A financial payment and mobile terminal technology, applied in the payment system, payment system structure, instruments, etc., can solve the problems of limited payment channel expansion, lack of portability, etc. Effect

Inactive Publication Date: 2014-05-14
恒鸿达科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, it lacks a certain degree of portability, which limits the further expansion of payment channels

Method used

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  • Method for carrying financial payment terminal through mobile terminal and financial payment system
  • Method for carrying financial payment terminal through mobile terminal and financial payment system

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Embodiment Construction

[0014] In order to describe the technical content, structural features, achieved goals and effects of the present invention in detail, the following will be described in detail in conjunction with the embodiments and accompanying drawings.

[0015] see figure 1 , is a system block diagram of a financial payment system in an embodiment of the present invention. A financial payment system includes a financial payment terminal 10 and at least one mobile terminal 20 . The mobile terminal 20 is an electronic device with a communication function such as a smart phone, a tablet computer, a PDA, a computer, a recharge and payment machine, and the like.

[0016] The financial payment terminal 10 includes a financial business module, a docking interface module, and a security module. The mobile terminal includes a data communication unit, a service customization unit, and a docking interface unit.

[0017] The financial business module generates financial messages, and the security m...

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Abstract

The invention discloses a method for carrying a financial payment terminal through a mobile terminal. The method comprises the steps that S101, the financial payment terminal is connected with the mobile terminal, a financial message is generated by the financial payment terminal through a financial service module, and then protocol packaging is conducted on the financial message according to a connection protocol and the financial message is sent to the mobile terminal; S102, the financial message sent by the financial payment terminal is received and analyzed by the mobile terminal, a data communication unit is in communication connection with a financial platform, a financial service menu is then obtained from the financial platform according to the financial message, the financial service menu is operated, so that service data are generated, and a service data processing request is sent to the financial payment terminal; S103, a corresponding service data request is processed by the financial payment terminal through a financial service module. The invention discloses a financial payment system.

Description

technical field [0001] The invention relates to a method for carrying a financial payment terminal on a mobile terminal and a financial payment system. Background technique [0002] With the evolution of communication networks to next-generation networks, the wide application of bank cards in various industries, and the new trend of combining mobile terminal development with financial payment in recent years, the direction of mobile terminal innovation is becoming increasingly clear. Today's mobile terminals no longer only have a single communication function, but integrate function integration, personalization, and customization. Traditional financial payment terminals have their own communication modules and need to be equipped with a separate set of communication lines. In order to reduce the burden on users' communication lines and the hardware cost of financial terminals, banks have launched products without communication modules in recent years, such as MIS-POS, which...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/30G06Q20/38
CPCG06Q20/16G06Q20/18G06Q20/3829
Inventor 柯宇
Owner 恒鸿达科技有限公司
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