Mobile terminal on-site online payment method, apparatus and system

Abstract

The invention discloses a mobile terminal on-site online payment method, apparatus and system. In the system, a mobile terminal registers a transaction server through a wireless local area network and sends the identification of a transaction terminal to the transaction server; the transaction server establishes a corresponding relation between the mobile terminal and the transaction terminal; the transaction terminal, after obtaining a transaction sum to be paid by the mobile terminal, sends the transaction sum to be paid to the transaction server; the transaction terminal determines a mobile terminal corresponding to the transaction terminal, sends a conformation request of the sum to be paid to the mobile terminal, and provides a communication interface of a third-party payment platform to the mobile terminal after the confirmation of the sum to be paid of the mobile terminal is obtained; and the mobile terminal pays a payment sum through the communication interface. According to the invention, the problems can be solved that by use of a conventional mobile terminal on-site online payment scheme in the prior art, hardware customization and hardware reconstruction have to be carried out on the mobile terminal and a POS device, the reconstruction difficulty is quite great, and the reconstruction cost is quite high.

Description

technical field [0001] The invention relates to mobile payment technology, in particular to a mobile terminal on-site online payment method, device and system. Background technique [0002] At present, in the technology of using mobile phones for on-site online payment, it is necessary to integrate and install near-field communication chips and security chips on mobile phones, and install near-field communication chips on merchants' POS devices. The near-field communication chips on mobile phones and POS devices After the near-field communication chip on the phone communicates, the POS device acts as an agent to connect to the remote third-party payment platform to verify and identify the mobile terminal and deduct money from the corresponding account. [0003] In this implementation method, hardware customization or hardware transformation of mobile phones and POS devices is required, which is difficult and expensive to transform, and is not conducive to the popularization ...

AI Technical Summary

Problems solved by technology

[0004] Embodiments of the present invention provide a mobile terminal on-site online payment method, device, and system, which are used to solve the problem that the mobile terminal on-site online payment solution in the prior art requires hardware customization or hardware modification of the mobile terminal and POS equipment, and the modification is relatively difficult. The problem of high cost of renovation

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