Online payment methods for face-to-face transactions

Abstract

According to the present invention, an online payment method is performed by a service providing server in an environment including a client side communication terminal, an associated store communication terminal, a service providing server, and a charging server. The method includes: a first step, enabling the service providing server to receive order location identification information and order information from an associated store communication terminal and registering the order location identification information and order information; second step, enabling the service providing server to send the bill information to The client side communication terminal; the third step, enabling the service providing server to receive charging information from the client side communication terminal; the fourth step, enabling the service providing server to obtain the order location identification information and order information based on the first step and The charging information received in the third step performs authentication; and the fifth step, if the authentication is successful, enables the service providing server to send the basic charging information to the charging server to request charging.

Description

technical field [0001] The present invention relates to an online payment method in a face-to-face transaction in a restaurant or in a store. More particularly, the present invention relates to an online payment method for conveniently making payment without exposing payment information such as a credit card number to a seller. Background technique [0002] Typically, payment for food or beverages at restaurants is done face-to-face in cash or credit cards. Based on the request from the customer, the waiter brings the bill to the customer (in this specification, the customer of the restaurant is also referred to as a "user"), and then the user pays with a credit card or cash after confirming the bill and filling in a tip. However, this payment takes a lot of time because the waiter has to move multiple times to: bring the bill to the user; receive the credit card from the user and bring the credit card to the cashier where the credit card terminal is installed; obtain provi...

AI Technical Summary

Problems solved by technology

However, since users have to input payment information into mobile devices provided by restaurants, there are disadvantages in terms of security, such as leakage of credit card information, etc.

In addition, the user selects an item in the store, and then selects the item from the downloaded list, thereby spending a lot of time for payment

Images