[0037] The present disclosure will be described below with reference to the drawings. It should be noted that the following description is merely explanatory and exemplary in nature, and in no way serves as any limitation to the present disclosure and its application or use. Unless specifically stated otherwise, the relative arrangement of components and steps and the numerical expressions and numerical values set forth in the embodiments do not limit the scope of the present disclosure. In addition, the techniques, methods, and devices known to those skilled in the art may not be discussed in detail, but are intended to be part of the description where appropriate.
[0038] The present disclosure starts with the communication convenience and portability of the mobile terminal itself. Through the cooperation of the mobile terminal and the client, the mobile user can photograph the merchant's QR code icon to realize the acceptance of electronic coupons and receipts instead of traditional hardware device acceptance methods. It greatly reduces the hardware investment and deployment costs of electronic coupon acceptance equipment and merchant acquiring equipment. At the same time, it can also accurately count the use of electronic coupons to facilitate analysis by merchants
[0039] Regarding the QR code, this disclosure uses the characteristics of the QR code to be graphical and has a large amount of information to generate the QR code icon for the merchant. The user can use the mobile phone that he carries to take a picture of the QR code icon of the merchant, which can be done directly without hardware For the acceptance of electronic coupons, if you associate the QR code icon with the merchant's receiving account, you can also automatically associate the electronic coupon with the transaction payment for processing, eliminating the need to deploy and use electronic coupons and acquiring two terminal devices.
[0040] In the following embodiments of the present disclosure, firstly, each merchant is assigned a merchant ID, and at the same time, the merchant can generate a QR code icon with the merchant ID, the merchant name, and the merchant's payment account information, etc. The QR code icon is placed at the merchant's collection area, and the QR code icon can be easily scanned before the user pays.
[0041] In addition, merchants can publish their electronic coupons on the website, users can download the merchant's electronic coupons via the Internet or mobile Internet, or the merchant can directly push the electronic coupons to the user, and at the same time record the correspondence between the electronic coupon and the mobile user number on the electronic coupon management platform Merchant e-vouchers available for this mobile user.
[0042] When the mobile user goes to the merchant, the mobile user can use the electronic coupon to consume at the merchant. When the mobile user completes the consumption and pays, the mobile client can use the QR code icon of the merchant at the payment office to use the mobile client. E-vouchers for merchants.
[0043] figure 1 It is a schematic flowchart of an electronic coupon automatic acceptance method according to an embodiment of the present disclosure.
[0044] Such as figure 1 As shown, this embodiment may include the following steps:
[0045] S102, receiving the mobile user number sent by the mobile client and the merchant ID obtained by scanning the QR code icon of the merchant;
[0046] Specifically, if a mobile user wants to purchase a product at a merchant, he first scans the QR code icon published by the merchant, and uses the client in the mobile terminal to parse out the merchant’s ID from the scanned QR code icon. Then wirelessly use the mobile client to send the mobile user number and the parsed merchant ID to the two-dimensional code acquiring platform.
[0047] S104, according to the obtained merchant ID and mobile user number, inquire the electronic coupons available to the mobile user to the electronic coupon management platform, and display the obtained electronic coupons to the mobile user through the mobile client;
[0048] Specifically, the purpose of using the obtained merchant ID and mobile user number to query the electronic coupons available to the mobile user in the electronic coupon management platform is to query whether the mobile user has downloaded the electronic coupons of the merchant through the Internet or mobile Internet before step S104. Voucher or accepted the e-voucher pushed by the merchant.
[0049] After the mobile user has downloaded the electronic coupon of a certain merchant from the Internet or the mobile Internet or accepted the electronic coupon pushed by a certain merchant, the mobile user information and the corresponding electronic coupon information will be stored in the electronic coupon management platform.
[0050] If it is found according to the obtained merchant ID and mobile user number that the mobile user has obtained an electronic coupon of a merchant with a merchant ID, the obtained electronic coupon is displayed to the mobile user for the user to choose whether to use it.
[0051] S106: Receive information about whether to use an electronic coupon selected by the mobile user;
[0052] Specifically, the mobile user determines whether to use the e-coupon of the merchant according to the e-coupon information displayed by the client, and sends the information to the two-dimensional code acquiring platform regardless of whether the user chooses to use the e-coupon of the merchant.
[0053] S108: If the mobile user chooses to use an electronic coupon, notify the merchant that the mobile user has used the electronic coupon and the ID of the used electronic coupon, and notify the electronic coupon management platform of the electronic coupon used by the mobile user, so that the electronic coupon management platform can timely Understand the use of electronic coupons and cancel the electronic coupons from the electronic coupon management platform.
[0054] Specifically, if the user chooses to use only electronic coupons, the mobile client informs the QR code acquiring platform that the mobile user only uses electronic coupons, and the QR code acquiring platform transfers to the electronic coupon acceptance program and informs via SMS or website message The mobile user of the merchant has used the electronic coupon and the specific electronic coupon information, and at the same time, the electronic coupon management platform is notified of the used electronic coupon, and the electronic coupon acceptance is completed.
[0055] In this embodiment, since the user can shoot the QR code icon of the merchant through the mobile client, and then wirelessly transmit it to the electronic coupon automatic acceptance device, the interaction between the electronic coupon automatic acceptance device and the electronic coupon management platform and the mobile client is realized The acceptance of electronic coupons without the participation of hardware equipment significantly reduces the cost of merchants promoting electronic coupons.
[0056] In one example, if the mobile user uses both electronic coupons and mobile payment, the payment information is displayed to the mobile user through the mobile client according to the consumption information input by the mobile user and the discount information of the electronic coupon; upon receiving the confirmation message from the mobile user After that, the mobile user's payment request is forwarded to the payment platform.
[0057] Specifically, if a mobile user chooses to use e-vouchers and uses mobile payment to directly pay the current consumption amount to the merchant, the QR code acquiring platform will transfer the electronic coupons and the acquiring acceptance procedure, and according to the consumption amount input by the user, the two-dimensional The code acquiring platform directly deducts the deductible amount of the electronic coupon to obtain the user's payable amount, and at the same time displays the consumption amount, the use of discount information, and the payable amount to the mobile user through the mobile client.
[0058] After the mobile user confirms the consumption amount, deduction amount, and payable amount through the client, select the payment method (for example, bank card or third-party payment account) on the mobile client, enter the payment password, and send the payment request to the QR code The acquiring platform, then the QR code acquiring platform forwards the payment request to the payment platform for deduction.
[0059] After the mobile user is successfully deducted, the merchant can notify the mobile user that the mobile user has used the e-voucher and complete the payment through a text message or website message. The merchant can view the payment information and notify the e-voucher management platform that the mobile user’s e-voucher has been used Processing, the acceptance of the integration of electronic coupons and merchant's acquirer is completed.
[0060] In this instance, it can support the use of electronic coupons and mobile payment functions without adding identification devices, effectively combining these two payment methods.
[0061] It should be pointed out that when a mobile user uses a merchant’s e-voucher, in order to verify the validity of the e-voucher used by the mobile user, it is necessary to respond to the mobile user’s acquisition of the merchant’s e-voucher via the Internet or the mobile Internet. The e-voucher management platform is established and stored The mapping relationship between e-vouchers, merchant IDs and mobile user numbers obtained by mobile users.
[0062] Similarly, in order to ensure the validity of the merchant's electronic coupons and to prevent the used electronic coupons from being misused again, after the electronic coupon management platform receives the information of the electronic coupons used by the mobile user, the corresponding electronic coupons and merchant ID will be deleted Mapping relationship with mobile subscriber numbers.
[0063] A person of ordinary skill in the art can understand that all and part of the steps in the above method embodiments can be implemented by a program instructing relevant hardware. The foregoing program can be stored in a storage medium readable by a computing device. When the program is executed, The steps including the foregoing method embodiments are executed, and the foregoing storage media may include various media capable of storing program codes, such as ROM, RAM, magnetic disk, and optical disk.
[0064] figure 2 It is a schematic structural diagram of an electronic coupon automatic accepting device according to an embodiment of the present disclosure.
[0065] Such as figure 2 As shown, the electronic coupon automatic acceptance device in this embodiment is the QR code acquiring platform in the previous embodiment. The acceptance device 20 may include a query information receiving unit 202, an electronic coupon query unit 204, a user selection receiving unit 206, and Electronic coupon processing unit 208. among them,
[0066] The query information receiving unit 202 is configured to receive the mobile user number sent by the mobile client and the merchant ID obtained by scanning the merchant QR code icon;
[0067] The electronic coupon query unit 204 is used to query the electronic coupons that can be used by the mobile user on the electronic coupon management platform according to the obtained merchant ID and mobile user number, and display the obtained electronic coupons to the mobile user through the mobile client;
[0068] The user selection receiving unit 206 is configured to receive information about whether to use an electronic coupon selected by a mobile user;
[0069] The electronic coupon processing unit 208 is configured to notify the merchant that the mobile user has used the electronic coupon and the ID of the used electronic coupon if the mobile user chooses to use the electronic coupon, and notify the electronic coupon management platform of the electronic coupon that the mobile user has used.
[0070] In this embodiment, since the user can shoot the QR code icon of the merchant through the mobile client, and then wirelessly transmit it to the electronic coupon automatic acceptance device, the interaction between the electronic coupon automatic acceptance device and the electronic coupon management platform and the mobile client is realized The acceptance of electronic coupons without the participation of hardware equipment significantly reduces the cost of merchants promoting electronic coupons.
[0071] image 3 It is a schematic structural diagram of an electronic coupon automatic accepting device according to another embodiment of the present disclosure.
[0072] Such as image 3 Shown, with figure 2 Compared with the embodiment in, the device 30 in this embodiment may further include:
[0073] The payment processing unit 302 is configured to display the payable information to the mobile user through the mobile client according to the consumption information input by the mobile user and the discount information of the electronic coupon if the mobile user uses both electronic coupons and mobile phone payment. After confirming the message, the mobile user's payment request is forwarded to the payment platform.
[0074] Figure 4 It is a schematic structural diagram of an electronic coupon automatic acceptance system according to an embodiment of the present disclosure.
[0075] Such as Figure 4 As shown, the system 40 in this embodiment may include a mobile client 402, an electronic coupon management platform 404, a payment platform 406, and an electronic coupon automatic acceptance device 408.
[0076] Wherein, the electronic coupon field accepting device 408 can be implemented by the foregoing embodiment. Specifically, it separately processes electronic coupons associated with merchants, integrates merchant electronic coupons and merchant receipt acceptance, and records the use of electronic coupons accepted by merchants and receipt collection records.
[0077] The mobile client 402 may include a merchant QR code reading unit, an electronic coupon using unit, and a mobile payment unit. Among them, the merchant QR code reading unit is used to read the QR code icon of the merchant, and obtain information such as the merchant ID, the name of the merchant, and the payment account of the merchant according to the read QR code icon. The electronic coupon usage unit is used to query and display the electronic coupons associated with the mobile user, and guide the mobile user to choose to use the electronic coupon. The mobile payment unit is used to prompt the mobile user to directly pay the goods to the merchant's receiving account.
[0078] The electronic coupon management platform 404 realizes the management of the association and query of all electronic coupons of the mobile user and the mobile user, and processes the electronic coupons used by the mobile user, and saves usage records.
[0079] The payment platform 406 provides third-party payment methods such as bank cards and Alipay via mobile phones.
[0080] Further, in response to the mobile user obtaining the electronic coupon of the merchant through the Internet or the mobile Internet, the electronic coupon management platform establishes and stores the electronic coupon obtained by the mobile user, the mapping relationship between the merchant ID and the mobile user number.
[0081] Further, after the electronic coupon management platform receives the information of the electronic coupons used by the mobile user, the mapping relationship between the corresponding electronic coupon, the merchant ID and the mobile user number is deleted.
[0082] The above-mentioned embodiment of the present disclosure generates a merchant QR code icon for the merchant without adding electronic coupon acceptance and merchant POS (Point of Sales, electronic cash register) and other acquiring equipment. The merchant QR code icon can be Associate with the merchant’s e-voucher and receiving account. After the mobile user obtains the merchant’s e-voucher, after taking a photo of the merchant’s QR code at the merchant through the mobile client, it can automatically associate the merchant’s e-voucher in the mobile terminal and proceed directly Deduction or discount processing. In addition, after the merchant’s QR code is associated with the merchant’s receiving account, the e-coupon acceptance and receipt can be integrated, and the merchant can directly pay the discounted and discounted amount without the merchant’s processing. After the merchant receives the e-coupon to use or Payment arrival information. In this way, mobile users can use e-coupons and make payments to merchants directly by taking pictures of the merchant's QR code icon through the mobile client, which greatly reduces the hardware investment and deployment costs of high-cost e-coupon acceptance equipment and merchant acquiring equipment, and at the same time. Accurate statistics on the use of electronic coupons to facilitate analysis by merchants.
[0083] The various embodiments in this specification are described in a progressive manner, and each embodiment focuses on the differences from other embodiments, and the same and similar parts between the various embodiments can be referred to each other. As for the device embodiment, since it is basically similar to the method embodiment, the description is relatively simple, and the relevant parts can be referred to the description of the method embodiment part.
[0084] It can be seen from the above embodiments that the integrated acceptance of electronic coupons, electronic coupons and acquirers in this disclosure is mainly triggered and accessed by the mobile client scanning the merchant's QR code, and the QR code acquiring platform performs related services At the same time, the electronic coupons are obtained from the electronic coupon management platform and the payment platform and the mobile payment is completed respectively, which realizes the replacement of the electronic coupons and the hardware equipment of the acquirer.
[0085] Although the present disclosure has been described with reference to exemplary embodiments, it should be understood that the present disclosure is not limited to the above-described exemplary embodiments. It is obvious to those skilled in the art that the above-mentioned exemplary embodiments can be modified without departing from the scope and spirit of the present disclosure. The scope of the appended claims should be given the broadest interpretation to encompass all such modifications and equivalent structures and functions.
