User identity authentication method and systems of business account network system, and apparatuses

Abstract

The present invention provides a user identity authentication method and system of a business account network system, and an apparatus, relating to the field of business account network systems. The method comprises the steps of acquiring read to-be-authenticated biometric information of a user of the business account network system; comparing the biometric information with a user biometric information template of each business account that is used for comparison and is prestored in the business account network system; and approving the authentication of the user identity of the successfully compared business account in the business account network system. The present invention further provides a user identity authentication apparatus and system of a business account network system. Through adoption of the method, system and apparatus, dependence on the account number and the account card is eliminated, and an era in which various business accounts can be used at any time without using the account number and account card is ushered in.

Description

technical field [0001] The invention relates to the field of business account network systems, in particular to a method, device and system for user identity authentication of a business account network system. Background technique [0002] Business account refers to an account that an individual or organization can independently decide and freely choose to open with a commercial institution in order to meet the needs of various products that commercial institutions provide to public customers or users for commercial purposes; The products include services, commodities, resources, knowledge, information, content, etc., and the accounts include bank accounts, securities accounts, securities capital accounts, insurance accounts and other financial accounts opened in various financial institutions, as well as other financial and industrial accounts. Accounts opened by business units and commercial institutions such as commerce, service industry, Internet industry, etc., which w...

AI Technical Summary

Problems solved by technology

[0007] In order to overcome the problems and defects existing in the authentication technology of the user identity of the existing business account network system, the method and system for user identity authentication of the business account network system proposed by the embodiment of the present invention can solve the problem of various types of account cards that are inconvenient to carry, easy to lose, etc. It is easy to be damaged and difficult to identify, the use of the account is dependent on the card, it is difficult to use the account without the card, there are too many accounts and it is difficult to remember, etc.

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