Looking for breakthrough ideas for innovation challenges? Try Patsnap Eureka!

Online fund management method, data interactive processing method, device thereof, and system thereof

A fund management and interactive party technology, which applies an online fund management method, a data interaction processing method and the field of its device and system, can solve problems such as returning funds, and achieve the effects of simplifying the refund operation, account information security, and convenient operation.

Inactive Publication Date: 2017-05-24
SHENZHEN CIFPAY NETWORK BANK TECH
View PDF0 Cites 0 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, during the online transaction, if the transaction cannot be completed due to goods or other reasons, the paid funds need to be refunded

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Online fund management method, data interactive processing method, device thereof, and system thereof
  • Online fund management method, data interactive processing method, device thereof, and system thereof
  • Online fund management method, data interactive processing method, device thereof, and system thereof

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0029] In order to describe the technical content, structural features, objectives and effects of the present invention in detail, the present invention will be described in detail below in conjunction with the accompanying drawings and embodiments.

[0030] see figure 1 , is a schematic flowchart of an online fund management method according to the first embodiment of the present invention. Please also see figure 2 , combined with the schematic diagram of online fund management relationship, the method flow shown in this embodiment includes the following steps:

[0031] S11. The first terminal sends a return request of the received bank letter certificate to the first fund management server.

[0032]Among them, the bank letter certificate is an electronic credit commitment payment certificate that the second terminal applies to the second fund management server with its user account funds or credit line as a deposit and is generated by the second fund management server, an...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The invention discloses an online fund management method, a data interactive processing method, a device thereof, and a system thereof. The online fund management method comprises the steps that: a first terminal sends a return request of a received credit letter to a first fund management server; the first fund management server responds to the return request and sends the return notification of the credit letter sent to the second fund management server when a condition that the credit letter is in a returnable state is judged; the second fund management server unfreezes fund or credit limit equal to the value of the credit letter in the account of a second terminal user according to the return notification. Through the above mode, a transaction fund can be refunded when a transaction is failed, and both parties of the transaction do not need to provide the account information to each other.

Description

technical field [0001] The present invention relates to the field of e-commerce, in particular to an online fund management method, a data interaction processing method, a device and a system thereof. Background technique [0002] With the development of Internet technology, especially mobile Internet technology, users can use 2G, 3G, 4G or wifi to connect to the Internet through mobile devices to conduct transactions, social activities, etc. Through Internet technology, users can carry out online activities conveniently and effectively. This is an experience that cannot be compared offline. However, during the online transaction, if the transaction cannot be completed due to goods or other reasons, the paid funds need to be refunded. Therefore, it is necessary to provide an online-based transaction method, and to be able to return transaction funds when the transaction fails. [0003] Further, since users can realize data interaction in various ways through the Internet, ...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/06G06Q40/04
Inventor 张毅
Owner SHENZHEN CIFPAY NETWORK BANK TECH
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Patsnap Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Patsnap Eureka Blog
Learn More
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic, Popular Technical Reports.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap|About US| Contact US: help@patsnap.com