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Network payment method and device

A network payment and payment technology, applied in the Internet field, can solve the problem of large expansion costs and achieve the effect of reducing expansion costs

Active Publication Date: 2017-05-31
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0005] The purpose of the embodiment of this application is to provide a network payment method and device to solve the problem of large expansion costs in the prior art

Method used

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Embodiment Construction

[0036] In order to enable those skilled in the art to better understand the technical solutions in the present application, the technical solutions in the embodiments of the present application will be clearly and completely described below in conjunction with the drawings in the embodiments of the present application. Obviously, the described The embodiments are only some of the embodiments of the present application, but not all of them. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts shall fall within the scope of protection of this application.

[0037] figure 1 Exemplary system architectural concepts applicable herein are shown.

[0038] The system architecture conceptual diagram 100 may include a payment platform 103 for data communication with a client 101 via a network 102 , and at least one payment tool 105 that may be integrated in the payment platform 103 or indepen...

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Abstract

The embodiment of the invention discloses a network payment method and a device. The method comprises steps of receiving a payment request sent by a client, wherein the payment request comprises a first payment tool of an initiator, a second payment tool of a receiver and payment information; determining a unilateral service type of the first payment tool and the unilateral service type of the second payment tool in the payment request according to a preset rule; sending the first information to a server of the first payment tool, wherein eh first information comprises the unilateral service type of the first payment tool and the payment information; and sending the second information to a server of the second payment tool, wherein the second information comprises the unilateral service type of the second payment tool and the payment information. According to the invention, it can be achieved that expansion cost is reduced.

Description

technical field [0001] The present application relates to the technical field of the Internet, in particular to a network payment method and device. Background technique [0002] With the advent of the Internet age, the Internet has been widely used in people's daily study, work and life. People's daily various scenarios that require the transfer of funds (such as shopping, transferring money, paying utility bills) can be processed or presented through the Internet. [0003] The Internet can realize the transfer of funds from the payer to the payee through payment platforms (such as Alipay of Alibaba, online banking of major banks, and Tenpay of Tencent). Specifically, the payment platform realizes the transfer of funds through the payment tools of the payer and the payee. In the early days, due to the relatively simple payment tools in the payment platform, it was often the receipt and payment between the account balances under the user account on the payment platform. H...

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40
CPCG06Q20/405
Inventor 曹一涛
Owner ADVANCED NEW TECH CO LTD
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