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Secure payment method for intelligent mobile terminal

A smart mobile terminal and secure payment technology, applied in the payment system, payment system structure, protocol authorization, etc., can solve problems such as payment transaction security threats, and achieve the effects of preventing abnormal operations, ensuring correctness, and ensuring security

Inactive Publication Date: 2017-06-13
ZHEJIANG OCEAN UNIV
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In order to improve the convenience of mobile terminal payment, it is usually not necessary to enter the payment password when making small payments. Poses a serious threat to the user's payment transaction security

Method used

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  • Secure payment method for intelligent mobile terminal

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Embodiment Construction

[0016] The present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments.

[0017] Such as figure 1 As shown, the smart mobile terminal security payment method in this embodiment includes the following steps 1 to 6 in turn:

[0018] Step 1, the smart mobile terminal obtains the dynamic facial image of its legal owner, and extracts and stores the distance between the eyes and the distance between the eyebrows in the dynamic facial image by the smart mobile terminal; It will not be completely consistent at the same time, so the two characteristic information of the distance between the eyes and the distance between the eyebrows can be used as the characteristic information for identifying a person's identity;

[0019] Step 2, the intelligent mobile terminal decomposes the dynamic facial image of its legal owner into static facial images with a preset number of frames, and uses any one of the static facial images as the...

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Abstract

The invention relates to a secure payment method for an intelligent mobile terminal. The intelligent mobile terminal extracts an eye spacing and an eyebrow spacing of a dynamic facial image of a lawful owner of the intelligent mobile terminal to serve as feature information of identity recognition, decomposes the dynamic facial image of the lawful owner into preset frames of static images, and takes any static image as a facial feature image, thereby ensuring recognition accuracy of subsequent facial recognition and judgment; when judging that an identity of a current operator is illegal, the intelligent mobile terminal refuses to execute any operation instruction of the current operator, so that the purposes of preventing special operation and ensuring payment information security are achieved; and the identity of the operator is subjected to multiple confirmation through multiple pieces of information such as the eye spacing and the eyebrow spacing of the dynamic facial image, the static facial images and a payment password, so that the identity check correctness of the operator is ensured to a very great extent, namely, the payment security is improved.

Description

technical field [0001] The invention relates to the field of secure payment, in particular to a secure payment method for an intelligent mobile terminal. Background technique [0002] In recent years, smart mobile terminals have more and more functions. In addition to functions such as Bluetooth call function and GPS positioning and navigation, smart mobile terminals also have payment functions. [0003] At present, many payments using mobile terminals are small payments, and have a daily consumption limit and / or a single consumption limit. In order to improve the convenience of mobile terminal payment, it is usually not necessary to enter the payment password when making small payments. It poses a serious threat to the user's payment transaction security. Contents of the invention [0004] The technical problem to be solved by the present invention is to provide a secure payment method for an intelligent mobile terminal that can safely complete payment transactions in v...

Claims

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Application Information

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IPC IPC(8): G06Q20/40G06Q20/32G06K9/00
CPCG06Q20/322G06Q20/40145G06V40/16G06V40/171
Inventor 吴远红顾沈明张威
Owner ZHEJIANG OCEAN UNIV