The invention provides an identification verifying 
system for a living 
human body for electronic 
payment, so as to overcome defects existing in the prior art. Through various voice-shape-image biometric 
feature recognition of face recognition, voice recognition, voiceprint recognition and lip 
language recognition, whether a user is an operator or not and whether the user is an intelligent 
living body or not are verified, through a 
client of the electronic 
payment and the interactive communication of a 
server, the feature information of a face, a voice, a voiceprint and a lip language is extracted out from a video and an audio obtained by the 
client of the electronic 
payment through the 
client of the electronic payment, and less data flow is used and transmitted into a 
server terminal through 
the Internet so as to perform the feature information of the face, the voice, the voiceprint and the lip language. Direct contact between the identification verifying 
system and the operator is not needed, whether the user is the operator or not and whether the user is the intelligent 
living body or not are verified, the identification verifying 
system is convenient to use, easy to accept by the operator and good in customer experience, and besides, an additional hardware is not needed.