Identification verifying system for living human body for electronic payment

Abstract

The invention provides an identification verifying system for a living human body for electronic payment, so as to overcome defects existing in the prior art. Through various voice-shape-image biometric feature recognition of face recognition, voice recognition, voiceprint recognition and lip language recognition, whether a user is an operator or not and whether the user is an intelligent living body or not are verified, through a client of the electronic payment and the interactive communication of a server, the feature information of a face, a voice, a voiceprint and a lip language is extracted out from a video and an audio obtained by the client of the electronic payment through the client of the electronic payment, and less data flow is used and transmitted into a server terminal through the Internet so as to perform the feature information of the face, the voice, the voiceprint and the lip language. Direct contact between the identification verifying system and the operator is not needed, whether the user is the operator or not and whether the user is the intelligent living body or not are verified, the identification verifying system is convenient to use, easy to accept by the operator and good in customer experience, and besides, an additional hardware is not needed.

Description

Technical field [0001] The present invention involves an electronic payment verification system, especially the electronic payment real -life authentication system during the electronic payment process. Background technique: [0002] With the rapid development of Internet finance, especially mobile payment mobile banking and WeChat banking, electronic payment, especially, the identity verification security issues of mobile payment will become the primary problem in the field of electronic payment security. For electronic payment, electronic payment will be.The demand for security applications will become larger and larger, and general security technologies for "pan -safety" positioning will not meet the increasingly improved identity security requirements of customers. [0003] Since 2013, mobile phone payment viruses have erupted, including "pseudo Taobao" virus, "bank thief" and "Locke tapeworm" and other series of payment viruses; in 2014The characteristics of information hav...

AI Technical Summary

Problems solved by technology

This project also solves the problem that existing smartphones and tablet computers rely on hardware such as fingerprint recognition to increase security, which increases the cost of smartphones and tablet computers. The fingerprint is stored on the mobile phone. It is possible that the area where the fingerprint is stored on the mobile phone is breached by hackers, and the permanent fingerprint information of the operator is obtained, causing even greater losses.

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