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Method and system for auto insurance claim settlement and loss determination

A loss assessment and auto insurance technology, applied in the field of auto insurance, can solve the problems of large manpower and operating costs, low efficiency of vehicle loss assessment, time-consuming and laborious, etc., to achieve the effect of improving efficiency and reducing operating costs.

Active Publication Date: 2021-08-24
PING AN TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

When determining the damage, the insurance company will send surveyors and repair shop personnel to determine the damage on the spot together. This existing damage determination method requires the insurance company to pay a lot of manpower and operating costs in the process of auto insurance claims, which is time-consuming and laborious. Low loss assessment efficiency

Method used

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  • Method and system for auto insurance claim settlement and loss determination
  • Method and system for auto insurance claim settlement and loss determination
  • Method and system for auto insurance claim settlement and loss determination

Examples

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Embodiment Construction

[0033] The principles and features of the present invention are described below in conjunction with the accompanying drawings, and the examples given are only used to explain the present invention, and are not intended to limit the scope of the present invention.

[0034] Such as figure 1 as shown, figure 1 It is a schematic flow chart of an embodiment of the method for auto insurance claim settlement and damage determination according to the present invention. The method for auto insurance claim settlement and loss determination includes the following steps:

[0035] Step S1, after receiving the first loss assessment data of the vehicle and the assessment video carrying the identification information of the vehicle, sending the assessment video to the background for assessment;

[0036] This embodiment can be applied to a loss assessment system for auto insurance claims, which can be implemented by software and / or hardware, and can be integrated in a loss assessment server. ...

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Abstract

The present invention relates to a method and system for auto insurance claim settlement and loss determination. The method for auto insurance claim settlement and loss assessment includes: after receiving the first loss assessment data of the vehicle and the loss assessment video carrying the identification information of the vehicle, the The loss assessment video is sent to the background for assessment; after receiving the second assessment data sent by the background and generated based on the assessment video, the first assessment data and the second assessment data are performed Verifying, obtaining the verification result; if the verification result is that the verification is passed, then start the claim settlement and payment process of the vehicle based on the identification information of the vehicle, or, if the verification result is that the verification is not passed, Then, the risk prompt information of the vehicle is generated based on the identification information of the vehicle. The invention can save time and labor for vehicle loss assessment, reduce operation cost and improve the efficiency of vehicle damage assessment.

Description

technical field [0001] The invention relates to the technical field of auto insurance, in particular to a method and system for auto insurance claim settlement and loss determination. Background technique [0002] Vehicle insurance is an important part of the insurance field. When a vehicle is involved in an accident and an auto insurance claim is made, the vehicle needs to be repaired at a repair shop for actual damage assessment and then repaired. When determining the damage, the insurance company will send surveyors and repair shop personnel to determine the damage on the spot together. This existing damage determination method requires the insurance company to pay a lot of manpower and operating costs in the process of auto insurance claims, which is time-consuming and laborious. The efficiency of loss determination is low. Contents of the invention [0003] The purpose of the present invention is to provide a method and system for auto insurance claim settlement and...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q40/08
CPCG06Q40/08
Inventor 黄章成吴天博王健宗肖京
Owner PING AN TECH (SHENZHEN) CO LTD
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