Risk management method of e-commerce transaction behavior

Abstract

The invention discloses a risk management method of an e-commerce transaction behavior. The method comprises: a merchant interface for inputting store instructions, dynamic commercial information, and asset information by a plurality of merchants is configured; an interactive interface is established and a buyer browses dynamic information of a plurality of store commodities by the interactive interface; a risk management module is established and transaction data are sent to the risk management module in advance for risk evaluation; store information is downloaded from the merchant interface and is used as not information; the risk management module calculates the risk of the transaction behavior based on a risk evaluation cardinal number by a transaction behavior calculator; and the buyer obtains a risk evaluation result of the transaction behavior by the interactive interface. Before a transaction behavior is triggered, risk evaluation is carried out on the transaction data of the behavior in advance; with the transaction behavior calculator, transaction behavior prediction is carried out based on the risk evaluation cardinal number. Therefore, the rights and interests of consumers are guaranteed; the satisfaction of the shopping experience is improved; and the maneuverability is high.

Description

technical field [0001] The invention relates to the technical field of e-commerce, in particular to a risk management method for e-commerce transaction behavior. Background technique [0002] With the popularization of information technology, the development of e-commerce is becoming more and more popular. E-commerce has greatly changed people's lives, especially making people's lives more convenient. At present, e-commerce is generally realized on e-commerce platforms through computers, smart phones, IPADs, etc. However, in actual operation, due to the confusion of the store and the authenticity of the products, this leads to the risk of transaction behavior, and when the e-commerce platform has a big promotion, buyers often need multiple orders in order to obtain discounts To complete the superposition or deletion, the operation is cumbersome and time-consuming, and corresponding risks will be borne due to poor consideration. [0003] Therefore, in order to solve the abo...

AI Technical Summary

Problems solved by technology

However, in actual operation, due to the confusion of the store and the authenticity of the products, this leads to the risk of transaction behavior, and when the e-commerce platform has a big promotion, buyers often need multiple orders in order to obtain discounts The superposition or deletion is completed, the operation is more troublesome, it takes a long time, and it will also bear corresponding risks due to poor consideration

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