The invention discloses a fund routing
system, method and device based on a multi-dimensional
rule engine, and belongs to the technical field of internet finance. The
system comprises an access layer, a
rule engine layer, a distribution decision layer, a data
service layer and a monitoring and optimizing layer. The access layer uniformly manages API docking; the
rule engine layer comprises a front screen, a white
list strategy engine and a dynamic weight
calculator; the distribution decision-making layer supports a plurality of distribution
modes; the data
service layer comprises a
machine learning model
library; and the monitoring and optimization layer automatically adjusts and optimizes rules through
reinforcement learning. The method comprises the steps of multi-dimensional
verification, white
list auditing, weight calculation, distribution
mode selection and the like. The device comprises a hardware layer, a
software layer and an
interaction layer. According to the invention, the rule flexibility, the distribution efficiency and the
risk control capability are improved, and the distribution time is shortened.