Management method and platform for credit fund transaction based on supply chain finance

A management method and supply chain technology, applied in the field of credit transaction management and credit transaction management platform, can solve the problems of weak risk control ability and cumbersome transfer of chain enterprises, so as to improve risk control ability and realize rapid transfer. Effect

Inactive Publication Date: 2018-03-06
人民金服金融信息服务(北京)有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] The technical problem to be solved by the present invention is to provide a management method for credit transactions based on supply chain finance, and at the same time provide a supply chain-based Financial credit transaction management platform

Method used

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  • Management method and platform for credit fund transaction based on supply chain finance
  • Management method and platform for credit fund transaction based on supply chain finance
  • Management method and platform for credit fund transaction based on supply chain finance

Examples

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Embodiment Construction

[0050] The principles and features of the present invention are described below in conjunction with the accompanying drawings, and the examples given are only used to explain the present invention, and are not intended to limit the scope of the present invention.

[0051] Such as figure 1 As shown, it is a management method of credit transaction based on supply chain finance provided by Embodiment 1 of the present invention. The method includes:

[0052] S101. Obtain the first trade voucher information provided by the transaction initiator;

[0053] S102. Acquiring information about the transfer of credit funds from the transaction initiator to the payee;

[0054] S103. Match the first trade voucher information with the second trade voucher information in the database. If the matching is successful, transfer the credit to the payee according to the transfer credit information.

[0055] In this embodiment, the first trade certificate information is the first enterprise name,...

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Abstract

The invention relates to a management method and platform for a credit fund transaction based on supply chain finance. The management method comprises the steps that a financial transaction platform acquires trade credential information provided by a transaction initiator; information that the transaction initiator transfers credit fund to a payee is acquired; and the transaction initiator is audited according to the transaction credential information, and if the transaction initiator passes the auditing, the credit fund is transferred to the payee according to the credit fund transferring information. According to the invention, auditing is performed according to the trade credential information of the transaction initiator, the fund required by the payee is transferred according to a trade document and the credit fund transferring information in a transaction between enterprises, fast transfer between chain enterprises in the financial transaction process is realized, and the risk control ability is improved at the same time.

Description

technical field [0001] The present invention relates to the fields of finance and the Internet, in particular to a management method for credit transactions based on supply chain finance, and also relates to a management platform for credit transactions based on supply chain finance. Background technique [0002] Supply Chain Finance (SCF) is a professional field of commercial bank credit business (bank level), and it is also a financing channel for enterprises, especially small and medium-sized enterprises (enterprise level). Generally, banks provide financing and other settlement and wealth management services to customers (core enterprises), and at the same time provide convenience for the timely receipt of loans to suppliers of these customers, or provide prepayment and inventory financing services to their distributors. It is a financing model in which banks connect core enterprises with upstream and downstream enterprises to provide flexible financial products and serv...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/04G06Q40/02
Inventor 张树申苗谦王向来
Owner 人民金服金融信息服务(北京)有限公司
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