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A blockchain-based aggregation payment system and working method
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A payment system and working method technology, applied in the payment system, payment system structure, protocol authorization, etc., can solve the problems of inability to enjoy convenience, not very familiar with smartphones, and not familiar with mobile payment, etc., to improve convenience and robustness. Good effect of sex and safety
Active Publication Date: 2021-02-02
NANJING IOT SENSOR TECH
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[0003] However, the current mobile payment tools rely too much on the functions of mobile phones. Once the user's mobile phone fails, or cannot be used due to abnormal conditions such as no network or electricity, people who have the habit of not carrying cash will face a dilemma at this time.
There are still many people with low education who do not understand mobile payment, or even how to use smart phones. This part of the population is excluded from the door of cashless payment and cannot enjoy this convenience.
Method used
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Embodiment 1
[0028] Such as Figures 1 to 2 As shown, the present embodiment provides the system of a block chain-based aggregation payment system, including a client and an authentication processing center, and the client and the authentication processing center are connected in a wireless communication manner;
[0029] The client includes a communication module, a fingerprint collection module and a binding authentication module, the fingerprint collection module is connected to the communication module, the binding authentication module is connected to the communication module, and the client can be an embedded applet or APP .
[0030] The authentication processing center includes a request pool, a consensus processing node and a blockchain, the request pool is connected to the consensus processing node, and the consensus processing node is set on a distributed network of the blockchain.
[0031] The fingerprint collection module is used to collect fingerprint information and realize t...
Embodiment 2
[0045] The difference between embodiment 2 and embodiment 1 is:
[0046] Such as image 3 As shown, the present embodiment also provides a working method of a blockchain-based aggregation payment system, comprising the following steps:
[0047] Sa1: The user client registers an account to become a node, and obtains a unique key and a public key. At this time, the user uses a proxy client login account, and the proxy client is a client of a third party. At this time, the user client and Proxy client transactions occur,
[0048] Sa2: During verification, the proxy client will record this transaction. This transaction is for the user client to log in with the proxy client, and load the payment authority. After loading the key of the proxy client, report it to the request pool, and the request pool will package and encrypt the data. And load the key of the proxy client with the timestamp, and put it into the transaction queue;
[0049] Sa 3: Consensus processing nodes index and...
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Abstract
The invention discloses a blockchain-based aggregation payment system, which is characterized in that the system includes a client and an authentication processing center, and the client is connected to the authentication processing center in a wireless communication manner; the client includes A communication module, a fingerprint collection module and a binding authentication module, the fingerprint collection module is connected to the communication module, the binding authentication module is connected to the communication module, and the authentication processing center includes a request pool, a consensus processing node and a block chain block, The request pool is connected to the consensus processing node, and the consensus processing node is set on the distributed network of the block chain. The invention can solve the problem of completing the payment transaction with the help of other intelligent mobile devices in emergency situations such as mobile phone failure, no network or power exhaustion, so as to protect account security.
Description
technical field [0001] The invention belongs to the field of electronic payment transactions, and relates to a blockchain-based aggregation payment system and a working method. Background technique [0002] Now mobile payment has been widely used in offline payment, among which scanning code payment has ushered in a big explosion and has become an important form of promoting the process of cashless society. More and more young people like cashless society. [0003] However, the current mobile payment tools rely too much on the functions of mobile phones. Once the user's mobile phone fails, or cannot be used due to abnormal conditions such as no network or electricity, people who have the habit of not carrying cash will face a dilemma at this time. There are still many people with low education who do not understand mobile payment, or even how to use smart phones. This part of the population is excluded from the door of cashless payment and cannot enjoy this convenience. Co...
Claims
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