Personal data sharing system and method for internet financial platform

A data sharing and Internet technology, applied in the field of Internet finance, can solve problems such as the inability to know the situation of multi-loan loans, overdue and fraudulent risk prevention in advance, and achieve the effect of breaking information islands

Active Publication Date: 2018-03-27
NAT COMP NETWORK & INFORMATION SECURITY MANAGEMENT CENT +1
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] At present, information such as overdue, fraudulent, and loan information is scattered among individual Inter

Method used

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  • Personal data sharing system and method for internet financial platform
  • Personal data sharing system and method for internet financial platform
  • Personal data sharing system and method for internet financial platform

Examples

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Example Embodiment

[0041] The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only a part of the embodiments of the present invention, but not all of the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by those of ordinary skill in the art without creative efforts shall fall within the protection scope of the present invention.

[0042] figure 1 Shown is a personal data sharing system for an Internet financial platform provided by Embodiment 1 of the present invention. like figure 1 As shown, the personal data sharing system for the Internet financial platform provided by the embodiment of the present invention includes a data receiving module 10, a data processing module 20, a query cache module 30, a graph database 40, a reporting data storage database 50, ...

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Abstract

The invention provides a personal data sharing system and method for an internet financial platform. The system includes a data receiving module, a data processing module, a reported data storage database, a data verification module and a data query module; the data receiving module is used for receiving reported data of the internet financial platform; the data processing module is used for processing the reported data, utilizing the reported data to update a query cache module and an image database, and meanwhile writing the reported data into the reported data storage database; the reporteddata storage database is used for storing the reported data; the data verification module is used for carrying out data consistency verification on the data in the query cache module and the image database on the basis of the reported data at regular intervals; the data query module is used for providing a query interface for the internet financial platform, and querying financial debit and credit information of users according to a query request of the internet financial platform. Therefore, sharing of personal overdue data of an internet financial enterprise is achieved, the formation of information islands is avoided, and a powerful data support is offered to risk assessment of personal credit in the internet lending aspect.

Description

technical field [0001] The invention relates to the technical field of Internet finance, in particular to a personal data sharing system and method for an Internet financial platform. Background technique [0002] With the continuous development of Internet financial services, the importance of ensuring transaction security and preventing network fraud has become increasingly prominent. Phenomena such as overdue and fraud occur frequently and frequently, harming the interests of investors. In serious cases, it may even lead to a break in the capital chain of the Internet financial platform, triggering security incidents such as platform running away. How to avoid and prevent these behaviors is an important part of the risk control model of Internet financial enterprises. [0003] At present, information such as overdue, fraudulent, and loan information is scattered among individual Internet financial companies, and a unified and extensive information sharing mechanism has n...

Claims

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Application Information

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IPC IPC(8): G06F17/30G06F11/14G06Q40/02
CPCG06F11/1469G06F16/24552G06F16/27G06F16/51G06F16/951G06F16/955G06Q40/03
Inventor 毛洪亮李焱余苏沐冉徐小磊王飞张林波唐兆涵马秀娟唐积强胡晓光刘刚周洋
Owner NAT COMP NETWORK & INFORMATION SECURITY MANAGEMENT CENT
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