Credit enhancer allocation method and device, computer equipment and storage medium

A credit-increasing party and branch technology, applied in computing, instruments, finance, etc., can solve problems such as repetitive work of developers

Active Publication Date: 2018-07-13
PINGAN PUHUI ENTERPRISE MANAGEMENT CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

With the change of these factors or the increase of credit-increasing parties, the original allocation code needs to be continuously modified, which causes more repetitive work for developers

Method used

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  • Credit enhancer allocation method and device, computer equipment and storage medium
  • Credit enhancer allocation method and device, computer equipment and storage medium
  • Credit enhancer allocation method and device, computer equipment and storage medium

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Embodiment Construction

[0049] In order to make the purpose, technical solution and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present application, and are not intended to limit the present application.

[0050] The credit increaser allocation method provided by this application can be applied to such as figure 1 shown in the application environment. Wherein, the terminal 102 communicates with the server 104 through the network. Wherein, the terminal 102 can be, but not limited to, various personal computers, notebook computers, smart phones, tablet computers and portable wearable devices, and the server 104 can be realized by an independent server or a server cluster composed of multiple servers. The terminal 102 generates a loan request by using the customer information...

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Abstract

The invention relates to a credit enhancer allocation method and system, computer equipment and a storage medium. The credit enhancer allocation method includes receiving a loan request uploaded froma terminal, wherein the loan request carries client information and loan business identifiers; analyzing the client information and the loan business identifiers to acquire multiple loan factors; acquiring a credit enhancer decision tree, calling credit enhancer allocation codes, traversing in the credit enhancer decision tree according to the credit enhancer allocation codes and the loan factorsto acquire corresponding credit enhancer identifiers; recording the credit enhancer identifiers by corresponding to the loan request. By the credit enhancer allocation method, credit enhancers can beallocated for clients through existing allocation codes when the loan factors or the credit enhancer change.

Description

technical field [0001] The present application relates to the technical field of assigning credit-increasing parties, in particular to a method, device, computer equipment and storage medium for assigning credit-increasing parties. Background technique [0002] When users apply for loans from financial institutions, they can choose unsecured loans. For unsecured loans, financial institutions will introduce a number of credit enhancement parties to undertake mortgage responsibilities for customers. Financial institutions need to consider various loan factors such as city, product, and channel when assigning credit enhancers to customers. With the change of these factors or the increase of credit-increasing parties, the original allocation code needs to be continuously modified, which causes more repetitive work for developers. Therefore, when the loan elements change, how to use a unified allocation code to automatically allocate credit enhancers to customers has become a t...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02
CPCG06Q40/03
Inventor 黑晓群栾继臣花海勇
Owner PINGAN PUHUI ENTERPRISE MANAGEMENT CO LTD
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