Internet load assisting system and method

Abstract

The invention discloses an Internet load assisting system and method. The Internet load assisting system is arranged on a BS system formed by a server, a third party server, and a bank server based onthe Internet and a private network, and the Internet load assisting system comprises an asset adapter, an automatic approval module, a risk management module, a decision engine, a financial accounting module, a unified reconciliation module, a post-loan management module and a parameterization management module. The beneficial effects of the system and method are that problems of difficult onlinecustomer acquisition, insufficient risk management, and poor user experience are solved for Internet loan banks, Internet micro-credit companies, P2P platforms, consumer financial companies, and licensed financial mechanisms, new profit increase points are developed for the micro-loan business scale of the financial mechanisms, and multi-party all-win of banks, micro-credit mechanisms, small enterprises and low-income populations can be realized.

Description

technical field [0001] The present invention relates to a loan assistance system, in particular to an Internet loan assistance system and method for connecting self-owned channels and external asset channels with Internet financial institutions. Background technique [0002] With the gradual clarification of the regulatory direction and policies, the Internet finance industry has begun to enter the stage of reshuffle, and some emerging Internet finance formats have followed the trend. On the one hand, the long-term development of banking, securities, insurance, trust and other financial sub-sectors is relatively independent, and the cost of mutual infrastructure services is high, and the functions are homogeneous; on the other hand, for Internet financial companies, the cost of finding high-quality assets is very high , Many transactions still have to rely on inefficient offline docking. [0003] In the process of development, Internet finance companies will always encounte...

AI Technical Summary

Problems solved by technology

On the one hand, the long-term development of banking, securities, insurance, trust and other financial sub-sectors is relatively independent, and the cost of mutual infrastructure services is high, and the functions are homogeneous; on the other hand, for Internet financial companies, the cost of finding high-quality assets is very high , many transactions still have to rely on inefficient offline docking

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