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Insurance fraud identification data processing method, device, equipment and server

A technology for insurance fraud and data processing, applied in data processing applications, electronic digital data processing, special data processing applications, etc., can solve problems such as low identification efficiency, damage to insurance companies and public interests, and difficulty in quickly discovering group crimes. Achieve the effect of improving recognition efficiency and scope, and improving recognition processing efficiency

Inactive Publication Date: 2018-07-27
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] However, due to the certain economic leverage effect of insurance, a large number of fraudulent insurance behaviors appear in the market. These fraudulent persons usually deliberately create insurance incidents and obtain compensation from insurance companies accordingly.
The current fraudulent insurance behavior tends to develop into a professional and team-based trend, which will have a very adverse impact on the healthy development of the insurance industry and damage the interests of insurance companies and the public
At present, the traditional way of identifying fraudulent insurance mainly relies on manual use of some simple rules to identify historical fraudulent persons, and to predict whether there is a risk of fraudulent insurance based on the behavior of historical fraudulent persons
Due to the increasing concealment of fraudsters and groups, the existing method is not easy to quickly detect group crimes, and the workload of manual review is relatively large, and the identification efficiency is relatively low

Method used

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  • Insurance fraud identification data processing method, device, equipment and server
  • Insurance fraud identification data processing method, device, equipment and server
  • Insurance fraud identification data processing method, device, equipment and server

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Embodiment Construction

[0029] In order to enable those skilled in the art to better understand the technical solutions in this specification, the technical solutions in the embodiments of this specification will be clearly and completely described below in conjunction with the drawings in the embodiments of this specification. Obviously, the described The embodiments are only some of the embodiments in this specification, not all of them. Based on one or more embodiments in this specification, all other embodiments obtained by persons of ordinary skill in the art without creative efforts shall fall within the scope of protection of the embodiments of this specification.

[0030] Birds of a feather flock together. Fraudulent insurance groups usually need the cooperation of multiple people to improve the camouflage of fraudulent insurance. In many cases, the gathering of insurance fraudsters is also based on acquaintance relationships or data with obvious common characteristics or network relationshi...

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PUM

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Abstract

An embodiment of the invention discloses an insurance fraud identification data processing method, device, equipment and server. Multi-scale relationship network graph data of crowds are built based on multi-scale relationship association data of insurance applicants and the insured, a relationship network among people can be more deeply mined, identification efficiency is improved, and identification range is widened. Besides, a supervised learning model is jointly built according to characteristic data of insurance fraud people and used for learning relationship network characteristics and characteristics of the insurance fraud people. Ganged insurance fraud people have obvious multi-scale relationship characteristics on the relationship network, the characteristics of the insurance fraud people frequently show up similarity, so that the insurance fraud people can be more effectively and efficiently identified by the method, and identification processing efficiency is improved.

Description

technical field [0001] The embodiment solution of this specification belongs to the technical field of computer data processing for insurance anti-fraud identification, and in particular relates to a data processing method, device, processing equipment and server for insurance fraud. Background technique [0002] Insurance is the financial, personal and other protection that can be enjoyed by paying the prescribed premium. With the economic development of the society and the improvement of people's insurance awareness, the demand for insurance business is also increasing. [0003] However, due to the certain economic leverage effect of insurance, a large number of fraudulent insurance behaviors appear in the market. These fraudulent persons usually deliberately create insurance events and obtain compensation from insurance companies accordingly. The current fraudulent insurance behavior tends to develop into a professional and team-based trend, which will have a very advers...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06F17/30G06Q40/08
CPCG06F16/288G06F2216/03G06Q40/08G06F16/9024
Inventor 王修坤邹晓川
Owner ADVANCED NEW TECH CO LTD
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