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A payment method and mobile terminal

A technology of mobile terminal and payment on behalf, which is applied in the direction of payment system structure, data processing application, instrument, etc., can solve problems such as inability to pay, insufficient account balance, etc., and achieve the effect of improving user experience

Active Publication Date: 2021-04-30
VIVO MOBILE COMM CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The embodiment of the present invention provides a payment method to solve the problem in the prior art that when the mobile terminal payment fails, for example, the account balance is insufficient, the mobile terminal cannot continue to pay

Method used

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  • A payment method and mobile terminal
  • A payment method and mobile terminal
  • A payment method and mobile terminal

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0024] refer to figure 1 , shows a flowchart of the steps of a payment method in Embodiment 1 of the present invention.

[0025] The payment method of the embodiment of the present invention includes the following steps:

[0026] Step 101: In the case of payment failure after scanning the payment QR code, display the proxy payment interface.

[0027] After the user scans the payment QR code provided in the store through the mobile terminal, instead of only displaying the payment failure prompt information, the proxy payment interface is directly displayed, so that the user can further determine whether to request other people to pay on behalf of the payment interface through the proxy payment interface.

[0028] Among them, the proxy payment interface includes: collection QR code and collection QR code sharing options. In addition, the proxy payment interface may also include payment failure prompt information, through which the user can intuitively know that the payment fai...

Embodiment 2

[0037] refer to figure 2 , shows a flow chart of the steps of a payment method in Embodiment 2 of the present invention.

[0038] The payment method in the embodiment of the present invention specifically includes the following steps:

[0039] Step 201: In the case of payment failure after scanning the QR code for payment, display the proxy payment interface.

[0040] When the user goes to the store to consume, he opens the payment software installed in the mobile terminal that matches the type of the payment QR code provided by the store, and scans the payment QR code to make payment. When the payment fails, the mobile terminal displays a payment on behalf interface, so that the user can further determine whether to request another person to pay on behalf of the user through the payment on behalf of the interface.

[0041] Among them, the proxy payment interface includes: collection QR code and collection QR code sharing options. A schematic diagram of a preferred payment...

Embodiment 3

[0064] refer to Figure 8 , shows a structural block diagram of a mobile terminal according to Embodiment 3 of the present invention.

[0065] The mobile terminal in the embodiment of the present invention may include: a first display module 301, configured to display an agent payment interface when the payment fails after scanning the payment two-dimensional code; wherein, the agent payment interface includes: payment failure prompt Information, the collection two-dimensional code and the collection two-dimensional code sharing option; the second display module 302 is used to receive the selection operation of the collection two-dimensional code sharing option, and display the payment object selection interface; wherein, The selection interface of the agent payment object includes: at least one agent payment object, the first sharing type option for sending the payment QR code to the target agent payment object, and sharing the payment collection QR code with the target agent...

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Abstract

An embodiment of the present invention provides a payment method and a mobile terminal, wherein the method includes displaying a proxy payment interface when the payment fails after scanning the payment two-dimensional code; wherein the proxy payment interface includes: The receiving two-dimensional code and the sharing option of the receiving two-dimensional code; receiving the selection operation of the receiving two-dimensional code sharing option, and displaying the selection interface of the payment object; receiving the target payment object and the payment object in the selection interface of the payment object The selection operation of the target sharing type: according to the target sharing type, the payment collection QR code is sent to the target generation payment object, and the target generation payment object makes payment according to the payment collection QR code. Through the payment method provided by the present invention, the payment can still be completed when the balance is insufficient, and the user does not need to withdraw cash for payment, so the user experience can be improved.

Description

technical field [0001] The embodiments of the present invention relate to the technical field of mobile terminals, and in particular, to a payment method and a mobile terminal. Background technique [0002] With the development of mobile Internet and mobile terminal equipment, users can now pay by scanning codes through mobile terminals when shopping, and they no longer need to carry cash with them when they go out. Specifically, after the user finishes shopping in the physical store, he only needs to use the payment software installed in the mobile terminal to scan the payment QR code provided by the store, and then he can operate the payment through the mobile terminal. [0003] In this payment method, it is necessary to ensure that the balance in the payment account in the mobile terminal is sufficient. In the actual use process, but when the user encounters a situation of insufficient balance, he cannot pay through the mobile terminal, and needs to go to the nearest ban...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/32
CPCG06Q20/3274G06Q20/3276
Inventor 李决定
Owner VIVO MOBILE COMM CO LTD