Block chain-based medical sub-account management method and device

Abstract

The invention discloses a block chain-based medical sub-account management method and device. The method comprises the following steps of: creating a block chain platform, wherein the block chain platform comprises an identity authentication block chain, a diagnosis and treatment information block chain and a settlement transaction block chain; obtaining identity information of a hospitalizing user, determining a medical settlement rule of the hospitalizing user through the block chain platform, and generating a hospitalizing protocol; when the hospitalizing user signs the hospitalizing protocol to receive a medical service, recording diagnosis and treatment data into the block chain platform, and distributing the diagnosis and treatment data onto a target mechanism node in the block chainplatform; and after the hospitalizing user completes the medical treatment, generating a bill of the hospitalizing user and respectively determining costs of the hospitalizing user and a target mechanism according to the medical settlement rule of the hospitalizing user. Through the method and device, the aims of being simple in medical settlement and credible automatic sub-account management arerealized.

Description

technical field [0001] The present invention relates to the technical field of medical settlement management, in particular to a block chain-based medical account distribution management method and device. Background technique [0002] With the reform of my country's medical and health system, the deepening of medical security services and the development of financial technology, people are paying more and more attention to the convenience of medical settlement. [0003] The existing real-time settlement and account sharing scheme for medical insurance usually requires medical users to bring relevant documents to designated hospitals for medical treatment, register in the designated hospital management system, and begin to seek medical treatment. Vertex Hospital transmits the medical expense form information generated by the medical users from outpatient registration, seeing a doctor to taking medicine, diagnosis and treatment through the data interface to the social medical...

AI Technical Summary

Problems solved by technology

[0004] However, there are certain defects in the existing settlement and account sharing scheme. When the hospital conducts fee settlement and account sharing, it needs to audit and verify the identity of the medical user, and querying the corresponding reimbursement amount and subsidy details makes the review process complicated. Differences in understanding will cause the relevant settlement parties to refuse the split payment request, causing the hospital to suffer losses; some settlement parties do not trust the hospital's payment form, and require users to apply for a verification list before they can be reimbursed, resulting in medical users not being able to enjoy real-time settlement services

Therefore, the process of the existing settlement and account splitting scheme is relatively cumbersome, and the reliability of medical payment bill information between relevant institutions is low, requiring mutual authentication, and ultimately automatic settlement and account splitting cannot be realized.

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