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Household consumption management system based on mobile payment

A mobile payment and management system technology, applied in the field of mobile payment, can solve the problems of no funds, loss of funds, lack of management of funds, etc., and achieve the effect of avoiding the possibility

Inactive Publication Date: 2018-12-18
苏州商信宝信息科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] With the continuous development of society, the advancement of science and technology has facilitated people's lives. The development of mobile payment has replaced cash payment. People do not need to perform currency conversion in the process of purchasing goods, just transfer money directly, which is convenient for buyers and sellers and improves work. As we all know, household consumption management is an important expression of a family's living standard and wealth level. Nowadays, many households consume blindly due to lack of management of funds, which directly leads to no funds to solve problems when they face major problems. This has led to the intensification of some family conflicts. The most important thing is that some families have poor shopping habits. They repeatedly buy and replace irrelevant products, which directly leads to the loss of funds.

Method used

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  • Household consumption management system based on mobile payment
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Examples

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Effect test

Embodiment 1

[0021] refer to Figure 1-2 ,

[0022] A family consumption management system based on mobile payment, comprising a mobile payment terminal 1, a fund management module 10, a consumption ability analysis module 11, a planned consumption module 13, a consumption effect statistics module 12, the mobile payment terminal 1 and the fund management The module 10 is connected, and the mobile terminal includes a main account payment terminal 2, a sub-account payment terminal 3, and a restricted payment module 4. The main account payment terminal 2 is provided with one and is used for consumption payment by the family-led user. The sub-account There are several payment terminals 3 and they are used for other users in the family to make consumption payments. The main account payment terminal 2 is connected to the sub-account payment terminal 3 through a restricted payment module 4, which is used for the main account payment The terminal 2 restricts the payment of the sub-account payment...

Embodiment 2

[0031] refer to Figure 1-2 ,

[0032] In the second real-time example of the present invention, the implementation content is basically the same as that of the first embodiment, except that: the master account payment terminal 2 is also provided with a time allocation module 23 .

[0033] As a preferred mode of the present invention: the main account payment terminal 2 is also connected with a time allocation module 23, the time allocation module 23 is used to reset the time, when the time allocation module 23 sets the time Once set, the first fund storage module 15 pays the corresponding funds to the second fund storage module 16 .

[0034] Specifically, considering the periodicity of people's life consumption, a time allocation module 23 is set in the main account payment terminal 2 to reset the time. When the time allocation module 23 resets the time, the first fund storage The module 15 pays the corresponding funds to the second fund storage module 16 .

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Abstract

The invention relates to a household consumption management system based on mobile payment. The system comprises a mobile payment terminal, a fund management module, a consumption capacity analysis module, a planning consumption module, a consumption effect statistics module, the mobile terminal comprises a main account payment terminal, a sub-account payment terminal, a limit payment module, themaster account payment terminal is provided with one and is used for household leading user to make consumption payment, the sub-account payment terminals are provided with a plurality of and are usedfor other users of the household to make consumption payments, the consumption power analysis module includes a consumption record module, consumed record module, the fund management module comprisesa first fund storage module, the second fund storage module comprises a feedback module and a consumption upload module; the feedback module is connected with the consumption upload module; the planned consumption module comprises an audit module, a reference module and a voting module; the reference module is connected with the feedback module.

Description

technical field [0001] The invention relates to the field of mobile payment, in particular to a family consumption management system based on mobile payment. Background technique [0002] With the continuous development of society, the advancement of science and technology has facilitated people's lives. The development of mobile payment has replaced cash payment. People do not need to perform currency conversion in the process of purchasing goods, just transfer money directly, which is convenient for buyers and sellers and improves work. As we all know, household consumption management is an important expression of a family's living standard and wealth level. Nowadays, many households consume blindly due to lack of management of funds, which directly leads to no funds to solve problems when they face major problems. This has led to the intensification of some family conflicts. The most important thing is that some families have poor shopping habits. They repeatedly buy and ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/10
CPCG06Q20/10
Inventor 徐建红
Owner 苏州商信宝信息科技有限公司